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Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
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Re: Cancelled wamu/chase cc.. What is your interest rate?

To quote George Burns:  "If she dies, she dies."

 

If you are doing all the right things, then there is nothing you can do to alter the outcome one way or the other, with one exception.  Do the wrong things.  So, pay on time, PIF and let the cards fall where they may.  Worry won't have any impact, except on your blood pressure :smileywink:

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Cancelled wamu/chase cc.. What is your interest rate?

[ Edited ]

OP -

 

There is some info in another thread that we are referring to.

Message Edited by creditwherecreditisdue on 07-25-2009 01:35 AM
Regular Contributor
Posts: 192
Registered: ‎12-06-2008
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Re: Cancelled wamu/chase cc.. What is your interest rate?

My interest rate was 9.99% which was what it was when I got the card in Nov. 08, though I never carried a balance, and they canceled it a few days back.
Regular Contributor
Posts: 159
Registered: ‎03-02-2008
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Re: Cancelled wamu/chase cc.. What is your interest rate?

mine was 26.24% because they claim i was a couple days late back in April 2008 so they jacked up my interest rate 15% and then they closed my card!!

 

Senior Contributor
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Re: Cancelled wamu/chase cc.. What is your interest rate?


timmis1127 wrote:
mine was 26.24% because they claim i was a couple days late back in April 2008 so they jacked up my interest rate 15% and then they closed my card!!

 


 

Mine is 29.99% and they didn't have any reason other than I was a WAMU card I guess.  Never been late, perfect credit, always PIF....so I guess APR doesn't really matter.  Of course my credit wasn't perfect when WAMU opened account with initial CL of $2.5 in 2006.  Maybe they remember my formerly less than perfect credit.

 

They also don't allow me any type of BT and they limit cash to $700 of my $3.5k CL. 

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Cancelled wamu/chase cc.. What is your interest rate?

[ Edited ]

txjohn wrote:

Mine is 29.99% and they didn't have any reason other than I was a WAMU card I guess.  Never been late, perfect credit, always PIF....so I guess APR doesn't really matter.  Of course my credit wasn't perfect when WAMU opened account with initial CL of $2.5 in 2006.  Maybe they remember my formerly less than perfect credit.


I think these accounts are branded. I can only hope that one day after Chase is done closing all the accounts in their pogrom that the ones that are left (hopefully ours) are marked as "rehabilitated" and returned to gen pop!

Message Edited by creditwherecreditisdue on 07-28-2009 05:07 PM

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