I tried to ask macy's csr weather a cli would be a hard or soft pull, this is what she said....
What is that suppose to mean, she still did't answer the question.
Suzanne C: You would not want to have a credit bureau pulled if you had 3 in 3 months. Suzanne C: Otherwise it would be fine. Kha916: would it be a soft inquiry or hard inquiry ? Suzanne C: It is the same. It just affects your credit if you are getting a lot of credit pulls.
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?