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Cannot understand Macy's CSR

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kha916
Established Member

Cannot understand Macy's CSR

I tried to ask macy's csr weather a cli would be a hard or soft pull, this is what she said....
What is that suppose to mean, she still did't answer the question.
 
 
Suzanne C:  You would not want to have a credit bureau pulled if you had 3 in 3 months.
Suzanne C:  Otherwise it would be fine.
Kha916:  would it be a soft inquiry or hard inquiry ?
Suzanne C:  It is the same. It just affects your credit if you are getting a lot of credit pulls.
Message 1 of 3
2 REPLIES 2
myjourney
Super Contributor

Re: Cannot understand Macy's CSR

Call another CSR

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 3
bettercreditguy1
Established Contributor

Re: Cannot understand Macy's CSR

She is strongly suggesting HP!.  Here qualifier was "do you want to do it if you hAVE.......)

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 3 of 3
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