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Cant believe I applied for a Walmart card...

Established Contributor

Re: Cant believe I applied for a Walmart card...


Volpes wrote:

thnks

I was really hoping for the Discover card,


This is exactly what has kept me from appling....

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 11 of 30
Established Contributor

Re: Cant believe I applied for a Walmart card...

The 6-18 months 0% interest offer they have going on through the end of the year certainly isn't bad.  Smiley Tongue

   
FICO Scores 800+
Message 12 of 30
Highlighted
Frequent Contributor

Re: Cant believe I applied for a Walmart card...

another nice feature is cash out no fee.  You can take upto $60 out no fee.  I got mine for the fico score.  

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 13 of 30
Regular Contributor

Re: Cant believe I applied for a Walmart card...


knoregs wrote:

Volpes wrote:

thnks

I was really hoping for the Discover card,


This is exactly what has kept me from appling....

 

~kn


Yeah, some of the approvals I was seeing on another site gave me hope I would land a WM Discover card... I need to stop gambling. Smiley Tongue

 

Since I grocery shop at Meijer, I really should shoot for a Meijer rewards MasterCard. I need to improve my credit profile first, so maybe next year.

 


Leadberry wrote:

The 6-18 months 0% interest offer they have going on through the end of the year certainly isn't bad.  Smiley Tongue


In store only, although I wonder... does "site-to-store" qualify?

Message 14 of 30
Valued Contributor

Re: Cant believe I applied for a Walmart card...


Volpes wrote:

thnks

I was really hoping for the Discover card, otherwise I will not use this car that often. I hope WM doesn't close accounts with short inactivity.

I need to stop gambling and go gardening.

 

What are the odds of a CLI in the next 3-6 months?


even if it's just the store card, many folks here have had them upgraded to the disco version automatically Smiley Happy  congrats btw! Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 15 of 30
Regular Contributor

Re: Cant believe I applied for a Walmart card...

I want the Walmart card but my MyFico TU is only 617. TU is killing me. Is there a chance they will pull a different CR I'd I ask?

Sorry to OP for the piggyback?


No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Message 16 of 30
Super Contributor

Re: Cant believe I applied for a Walmart card...


tdrjustus3 wrote:
I want the Walmart card but my MyFico TU is only 617. TU is killing me. Is there a chance they will pull a different CR I'd I ask?

Sorry to OP for the piggyback?

You can take it for what its worth but i believe walmart TU and the myfico one are vastly different. For me scores were 100+ points different. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 17 of 30
Valued Contributor

Re: Cant believe I applied for a Walmart card...

Call credit solutions and ask for a CLI now.  I was approved for the discover at $1k a few months ago.  The day the card came I called CS and was bumped to $5k with no issues at all, probably could have gotten more. 

Message 18 of 30
Established Contributor

Re: Cant believe I applied for a Walmart card...

I started out with the store card and I just stopped by once a month and bought some soda or water or socks or whatever to keep it active. After a while, they will upgrade it to WM Discover and then you don't have to shop there anymore.

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Message 19 of 30
Established Contributor

Re: Cant believe I applied for a Walmart card...


tdrjustus3 wrote:
I want the Walmart card but my MyFico TU is only 617. TU is killing me. Is there a chance they will pull a different CR I'd I ask?

Sorry to OP for the piggyback?

I applied in June 2012 (decline) and they pulled EX. If location matters, I'm in Vermont.

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 20 of 30