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I am in New York. I wonder if they pull EX here too. It's my best score. Anybody know?
@tdrjustus3 wrote:I am in New York. I wonder if they pull EX here too. It's my best score. Anybody know?
Possibly, but tends to be TU
They pulled TU for me (Indiana)
@tdrjustus3 wrote:I am in New York. I wonder if they pull EX here too. It's my best score. Anybody know?
I live next door in CT , and they pulled TU for what its worth.
I am in NY...
GEMB/Walmart pulls Transunion here.
Got my Walmart Discover back in April with a $700 credit limit.
Looking at my current EX and EQ and there's no inquiries from Walmart/GEMB or whatever it is on either so it does appear to be TransUnion. Tried looking at my TransUnion as well but they're trying to charge me $10 to view it even though they're supposed to let you see a free one if you got denied for a credit limit increase or other similar things.
Got it mainly for the free FICO but use it at least once a month for something minor and saw a CreditKarma message today saying that they bumped my credit limit to $2400.
Rewards % aren't competitive so don't intend to use it as a primary but I won't complain about randomly granted credit limit increases that help my utilization rate.
@mongstradamus wrote:
@tdrjustus3 wrote:I am in New York. I wonder if they pull EX here too. It's my best score. Anybody know?
I live next door in CT , and they pulled TU for what its worth.
Also in Connecticut and they pulled TU. They softed me first and sent a preapproval...I was in the 630's.
its taking forever for mine to come
@BootStraps wrote:I am in NY...
GEMB/Walmart pulls Transunion here.
+1. GECRB pulled TU when I got a Walmart Discover card. I live in New York City.
@Volpes wrote:
@knoregs wrote:
@Volpes wrote:thnks
I was really hoping for the Discover card,
This is exactly what has kept me from appling....
~kn
Yeah, some of the approvals I was seeing on another site gave me hope I would land a WM Discover card... I need to stop gambling.
Since I grocery shop at Meijer, I really should shoot for a Meijer rewards MasterCard. I need to improve my credit profile first, so maybe next year.
@Leadberry wrote:The 6-18 months 0% interest offer they have going on through the end of the year certainly isn't bad.
In store only, although I wonder... does "site-to-store" qualify?
By default, you can't get the deferred financing on Walmart.com. However, if you are planning on making a large purchase on the website, call the 1-800 number on the back of the card! I work at a Walmart Tire & Lube Express. In order to get the deferred financing, a barcode has to be scanned when the transaction is ran through. I forgot to do this for a customer who bought $600 in tires. I called the 1-800 number on the back of his card, gave them some info about the transaction, and they said they would manually give him the 18 months deferred interest on the transaction and that it would be noted on his next statement.
IMO, if you call them and tell them you only intend to use your Walmart credit card for your purchase if they can give you the deferred interest, that may sway them in your favor. Keep in mind that they will back charge you for all unpaid interest if the entire balance of the transaction is not paid by the end of the deferment period.