Successfully closed my two credit steps QS1 cards that were 2k each, before the annual fees hit, transferred them to the Venture, which was 6k. Now my Venture is 10k! I think it will do me good to have a flexible spending account with a 10k limit on it in the future! Plus with the balance transfer offer I got, 12 months of 0% APR is something I'm looking into with that card as well. Love capital one!