Reply
Valued Member
Posts: 42
Registered: ‎08-07-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Congrats. I guess CL approved for you as per credit steps program. May I know, when you opened this account? and what was the initial limit?

 

- Syed



Scores: 723 (EX CITI Pull 11/09/13), 669 (CK 11/21/13), 680 (EQ Duck Card Score 11/11/13) 664 (Walmart TU FICO Nov '13)
Duck Card - 12K | Amex BCE - 2K | Amex Costco - 1.2K | CITI TY Pref - 6.5K | Chase Freedom - 3K | DCU Visa - 5K | Genisys CU Visa - 2K | Discover More - 4.5K | Cap1 Q Silver - 1500 | Cap One Hassle Free - 1500 | Amazon Store - 1900 | Walmart Store - 800 | Kohls - 300 | Macys - 800
Highlighted
Frequent Contributor
Posts: 305
Registered: ‎04-26-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Thank you all.  Yes, mine is a credit steps, but I wasn't so sure they would follow through with any bump considering all the denials of cli I have been seeing lately.  I got the card in the beginning of June, so this was my 5th statement cut (they cut the first one just one week after I got my card, then again at the end of June...it was weird).  Went from $1,000 to $1,500.

 

Funny thing is that I have an Orchard card that I have had for over a year now and figured that just maybe since Cap 1 had taken over they would consider giving me a little bump on that card, so I called a couple of months ago - no way, no how.  Another reason I was not so sure of any increase on this card.  There really is no rhyme or reason over at good old Cap 1.  Maybe you are correct...the end is near!  lol

Frequent Contributor
Posts: 310
Registered: ‎09-06-2011
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Oh..a credit steps CLI....ok...false alarm...move on...nothing to see here....

NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Frequent Contributor
Posts: 305
Registered: ‎04-26-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**


MarcinXP wrote:

Oh..a credit steps CLI....ok...false alarm...move on...nothing to see here....


A cli is a cli...credit steps or not.  I will take it any way that I can get it.

Frequent Contributor
Posts: 310
Registered: ‎09-06-2011
0

Re: Cap 1 Auto CLI **happy happy joy joy**


AZHeather wrote:

MarcinXP wrote:

Oh..a credit steps CLI....ok...false alarm...move on...nothing to see here....


A cli is a cli...credit steps or not.  I will take it any way that I can get it.


I understand that and congrats to you. not trying to diminish your accomplishment, however Cap 1 Auto CLI is most likely going to be a hot viewed topic as we all want to know what happened and how someone got Auto CLI....but to find out its credit steps is dissapointing as everyone pretty much gets 1 credit step after 6 months of having a card and then nothing for rest of your life with Capital One.

It's kinda like seeing a forum post that says...I use to sleep with Scarlett Johansson and you open up the post to read up on this lucky dude and you find out the post was made by Ryan Reynolds...like I said..congrats...but we've all been there...while I'm happy for you...I was expecting some news about CAp1 finally doing Auto CLIs not related to credit steps.

NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Frequent Contributor
Posts: 305
Registered: ‎04-26-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Thank you.

 

I do see where you are coming from, but my main point was that given all of the denials that Cap 1 has been giving and all the reports of people saying that the response to cli requests were that they are currently reviewing their cli policies, I was not holding my breath that even with the credit steps program that I would get an increase.  In essence that they would stop the auto cli, drop the program (without even telling us - it is Cap 1 we are talking about here), or change it to make it more difficult to get a cli or take longer.

Regular Contributor
Posts: 105
Registered: ‎03-24-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Congrats!!! I guess Cap 1 is feeling a bit generous. I just received an auto CLI today also.

Frequent Contributor
Posts: 305
Registered: ‎04-26-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Thanks Sassy.  Congrats to you too!

Contributor
Posts: 150
Registered: ‎08-24-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**

Congrats!

Cap1 only gave me one bump in two years of only $250...

Hopefully they're changing

My ultimate credit wish,
a JP Morgan Palladium card
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Cap 1 Auto CLI **happy happy joy joy**


AZHeather wrote:

Just opened my statement from Cap 1 and my cli got a random $500 bump.  Woo Hoo!  Didn't expect that considering all the posts I have been seeing about their "we are not issuing limit increases due to reviews" (or something like that), and the problems a lot have been having through the backdoor and exec office requests.  That actually just soothed my app itch a little.  Smiley Very Happy


That's awesome. I want to see how much they would auto CLI on my cash rewards after 6 months.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.