Frequent Contributor
Posts: 304
Registered: ‎04-26-2012

Cap 1 Auto CLI **happy happy joy joy**

Just opened my statement from Cap 1 and my cli got a random $500 bump.  Woo Hoo!  Didn't expect that considering all the posts I have been seeing about their "we are not issuing limit increases due to reviews" (or something like that), and the problems a lot have been having through the backdoor and exec office requests.  That actually just soothed my app itch a little.  :smileyvery-happy:

Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)

Take the FICO Fitness Challenge ~ In the garden until June 2013!
New Contributor
Posts: 567
Registered: ‎10-04-2012

Re: Cap 1 Auto CLI **happy happy joy joy**


FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Established Contributor
Posts: 657
Registered: ‎06-27-2012

Re: Cap 1 Auto CLI **happy happy joy joy**



BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor
Posts: 912
Registered: ‎06-14-2012

Re: Cap 1 Auto CLI **happy happy joy joy**

Awesome! Its very very rare to hear of a auto-cli from Cap1. (Besides the credit step program). CONGRATS!

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Posts: 2,876
Registered: ‎02-02-2012

Re: Cap 1 Auto CLI **happy happy joy joy**

I'm pretty sure this was one of the requirements for the Apocalypse to commence. Repent. The end is nigh. And congratulations. Before the Apocalypse.

Follow my financial journey:

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Valued Member
Posts: 42
Registered: ‎10-27-2011

Re: Cap 1 Auto CLI **happy happy joy joy**

Congrats, you're one of very few select individuals LOL


May I ask how long you had the card, and when your last CLI was?

FAKOS: CS 702 (12/04/13) CK: 710 (12/05/13)
FICO: EQ 712 (11/24/13)

Last app: 11/13/2012
Posts: 12,859
Registered: ‎04-15-2011

Re: Cap 1 Auto CLI **happy happy joy joy**

Congrats on the CLI, and from Cap1 no less!

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,935
Registered: ‎08-13-2007

Re: Cap 1 Auto CLI **happy happy joy joy**

Congrats! Any CLI is a good CLI!  :smileyhappy:


** Every Card has a Job, and Every Card does its Job **

Senior Contributor
Posts: 6,137
Registered: ‎08-16-2012

Re: Cap 1 Auto CLI **happy happy joy joy**

Well everyone, it is 2012 so it is quite poaaible C1 ia doing imcreases because the end is near!!!!!! Ahhhh!!!!! Better max it out !!!

Lol jk:-P

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k | Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 2,769
Registered: ‎12-11-2011

Re: Cap 1 Auto CLI **happy happy joy joy**

a $500 bump sounds just like credit steps... Congrats either way though :smileyvery-happy: It's always a great thing to see :smileyvery-happy: 


How old is your account?

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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