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Cap 1 Max CL

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Skye12329
Valued Contributor

Cap 1 Max CL

So i was browsing the threads and noticed someone saying the max limit for a limited credit card with cap1 is 3k, can you get a CL higher as your score gets better?

 

Like what would happen if i were to apply for their limited CC and should have applied for their excellent CC would i get a better limit? 

 

Just curious.

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 1 of 14
13 REPLIES 13
nvrgvupnvrsrndr
Contributor

Re: Cap 1 Max CL

I'm probably not addressing your question properly as I am unsure what version/versions of Cap1 credit cards are considered "limited" but I was recently approved for a new Cap1 GM World Elite MC with a $5k limit which I immediately requested to have increased to at least $7k.  Took them 2 days to respond but was approved for the increase with no additional questions.

Message 2 of 14
hayhayhayday
Established Member

Re: Cap 1 Max CL

if you hit the limit you can always call the eo and ask for a product change to better product if scores permit (iirc 3k is on the average credit tier,excellent credit tieris 20-30k)

Message 3 of 14
Skye12329
Valued Contributor

Cap1 QS MC

So my boyfriend has the Cap1 QS but its the MC, he was wondering is it possible to get over the 3k limit with that card? Or would he have to contact the EO? Also is it possible to remove the AF forever on it? Because i asked if they could switch to the visa and they said they cant change a MC to a Visa or vice versa. 

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 4 of 14
coldnmn
Mega Contributor

Re: Cap1 QS MC

My Cap1 Quicksilver is a MC $3500CL. Mine never had the AF. I have seen many people get the AF removed permanently.  I believe the best route is EO.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 14
longtimelurker
Epic Contributor

Re: Cap 1 Max CL

I have a $33K limit on my QS

Message 6 of 14
Skye12329
Valued Contributor

Re: Cap1 QS MC

Awesome. Thanks.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 7 of 14
coldnmn
Mega Contributor

Re: Cap1 QS MC

I product changed mine through Facebook and they accelerated to the EO.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 14
09Lexie
Moderator Emerita

Re: Cap1 QS MC

OP,

 

I merged your threads as they were essentially asking the same question.

 

In the future to avoid confusion, please refrain from posting duplicate threads.

 

Thank you!

 

Lexie 

Message 9 of 14
avv7c0
Regular Contributor

Re: Cap 1 Max CL

FWIW, my CL on my Cap1 Venture is $10.5k.
----------------------------------------------------------
Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
Message 10 of 14
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