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I currently have a Cap 1 Platinum MC and have been thinking of PC'ing to the Quicksilver One (already have the Visa Quicksilver). I was wondering if I change products will they still allow me to keep my current APR @ 7.9% or does that automatically move me the advertised 22% ? I was also wondering if anyone has had any experience with getting an CLI when doing PC. My current CL is at 2250 (not bad for the Plat MC) but $3k would be better. Also was wondering if anyone has had any success moving from Plat MC to a Venture One (what i really want to do) ?
@NLYTN wrote:@I currently have a Cap 1 Platinum MC and have been thinking of PC'ing to the Quicksilver One (already have the Visa Quicksilver). I was wondering if I change products will they still allow me to keep my current APR @ 7.9% or does that automatically move me the advertised 22% ?
Terms remain the same.
@NLYTN wrote:@I currently have a Cap 1 Platinum MC and have been thinking of PC'ing to the Quicksilver One (already have the Visa Quicksilver). I was wondering if I change products will they still allow me to keep my current APR @ 7.9% or does that automatically move me the advertised 22% ? I was also wondering if anyone has had any experience with getting an CLI when doing PC. My current CL is at 2250 (not bad for the Plat MC) but $3k would be better. Also was wondering if anyone has had any success moving from Plat MC to a Venture One (what i really want to do) ?
How close are you to getting an increase? I PCd my Platinum to a QS1 after my credit steps. Was hoping to PC it to a regular QS, but no dice. I believe that the APR you start out with, you keep, but I'm sure those with more experience will correct me if I am mistaken. Can't say whether or not you can go from a MC to a VISA. Perhaps someone will chime in on that. Since you have a regular QS, have you thought about combining limits. When my second QS1 qualifies for an increase, I plan to combine the two QS1s into one card. Good luck on PCing your Cap 1.