Cap 1 - Product Change

[LS2982]

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@RockinRay wrote:

I was able to product change from the Venture (fee) to the Cash Rewards card today with the 1% plus 50% year end bonus.

It was no problem to make this switch and I like the cash rewards as we do not travel that much. The 50% year end bonus will enable this card to fit quite well in to my portfolio. It will replace my USAA WMC as my everyday spending card.

For travel cards, I still have my Chase Southwest Visa as well as my Delta Amex Gold. I do not mind paying the annual fees on these two cards.

YMMV - but this PC was super easy for me.

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CONGRATS!!

Always nice to hear somebody getting some Cap1 rare luv!

[DeadSpider]

I never asked for CLI it kinda went up on it's own. I do remember at one point I got 2 or 3k CLI and that was the end of it.

My Cap1 is Visa Platinum if that means anything and the account was opened in 2005.

[jsucool76]

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@DeadSpider wrote:

I never asked for CLI it kinda went up on it's own. I do remember at one point i got 2 or 3k CLI and that was the end of it.

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Damn, I hope they treat me like that. Haha  

[ItchyAppFingers]

+1

[LS2982]

I've pretty much given up on any upgrades with cap1, they'll get my recurring charges and that's it.

[RockinRay]

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@LS2982 wrote:

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@RockinRay wrote:

I was able to product change from the Venture (fee) to the Cash Rewards card today with the 1% plus 50% year end bonus.

It was no problem to make this switch and I like the cash rewards as we do not travel that much. The 50% year end bonus will enable this card to fit quite well in to my portfolio. It will replace my USAA WMC as my everyday spending card.

For travel cards, I still have my Chase Southwest Visa as well as my Delta Amex Gold. I do not mind paying the annual fees on these two cards.

YMMV - but this PC was super easy for me.

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CONGRATS!!

Always nice to hear somebody getting some Cap1 rare luv!

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Thanks! I have found them very easy to work with...  

[DeadSpider]

Ive beenthinking of PC as well but not sure which to pick VentureOne or Cash Rewards hmmmmmm ?
I think Cash Rewards looks good.

[jsucool76]

I like the cash rewards, you technically get more cash back then you would miles (since you end up getting 1.5% as opposed to 1.25 with the venture one), but if you travel than the miles would be more useful. I just like that they post the rewards immediately, and through perk central you can earn up to 15% bonus rewards at some stores. 

With that limit if they PC you you might get the Visa Sig version of cash rewards. 

[DeadSpider]

What does the Visa Sig version of cash rewards do ? And is it someting i need to ask if they do agree to PC ?

[jsucool76]

I would ask about it. Visa sig cards have all the visa sig benefits (it's the top level visa card available in the US). It's a NPSL card, and it's just cool.