Credit Cards

[bichonmom]

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jsucool76 wrote:

Cap1s "average" cards (from what I've read) cap at a $3000 initial limit, and at $3500 (after the credit steps CLI), but it might still be a "builder" card since that was all through CLIs, however, you're pretty much in prime-land with cap1. They tend to look more favorably upon people with higher CLs from what I've read. How did you get so many CLIs if you don't mind me asking. 

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This is different than the sub-prime Cap One, which is usually in the "steps" program with CLs starting around $300 to $500 and an increase to around $500 to $750 (maybe from $750 to $1000, max). These cards cannot be PC'd to a "regular" Cap One card. The sub-prime and steps cards usually will not get a CLI beyond the step program, except in the rarest of situations.

[DeadSpider]

If they do give me a Signuture card NPSL doesn't that take away from no TOTAL credit line ? Ill be loosing 6.5K of limit right ?

and does that make my card like charge card needs to be paid in full  ?

[RockinRay]

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DeadSpider wrote:

If they do give me a Signuture card NPSL doesn't that take away from no TOTAL credit line ? Ill be loosing 6.5K of limit right ?

and does that make my card like charge card needs to be paid in full  ?

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No - my card reports the credit limit.

[jsucool76]

@bichonmom
Thats upsetting, my card is in the credit steps program. I was hoping i was different since they gave me such a high starting limit :-(

[DeadSpider]

Called Cap1 and after asking for upgrade was transferred to USA REP in Virginia WOW and got myself new VISA Signature card Cash Reward

I'll have the card 7-10 woohoo

I was also eligible for venture One and Venture as well.

[jsucool76]

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DeadSpider wrote:

Called Cap1 and after asking for upgrade was transferred to USA REP in Virginia WOW and got myself new VISA Signature card Cash Reward

I'll have the card 7-10 woohoo

I was also eligible for venture One and Venture as well.

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Congratulations. I'm a little jealous  

[tinuviel]

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DeadSpider wrote:

Called Cap1 and after asking for upgrade was transferred to USA REP in Virginia WOW and got myself new VISA Signature card Cash Reward

I'll have the card 7-10 woohoo

I was also eligible for venture One and Venture as well.

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Wow, that's fantastic! Congrats!

[ssghandless]

Could you PM the backdoor number you used? 

[DeadSpider]

I just called the number back of my card.

Still waiting for card maybe today.