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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Cap 1 - Product Change


RockinRay wrote:

I was able to product change from the Venture (fee) to the Cash Rewards card today with the 1% plus 50% year end bonus.

 

It was no problem to make this switch and I like the cash rewards as we do not travel that much. The 50% year end bonus will enable this card to fit quite well in to my portfolio. It will replace my USAA WMC as my everyday spending card.

 

For travel cards, I still have my Chase Southwest Visa as well as my Delta Amex Gold. I do not mind paying the annual fees on these two cards.

 

YMMV - but this PC was super easy for me.


CONGRATS!!

 

Always nice to hear somebody getting some Cap1 rare luv!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 278
Registered: ‎07-29-2012
0

Re: Cap 1 - Product Change

[ Edited ]

I never asked for CLI it kinda went up on it's own. I do remember at one point I got 2 or 3k CLI and that was the end of it.

My Cap1 is Visa Platinum if that means anything and the account was opened in 2005.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 780ish Shooting for 800+
Super Contributor
Posts: 6,147
Registered: ‎12-11-2011
0

Re: Cap 1 - Product Change


DeadSpider wrote:

I never asked for CLI it kinda went up on it's own. I do remember at one point i got 2 or 3k CLI and that was the end of it.


Damn, I hope they treat me like that. Haha Smiley Very Happy 

New Contributor
Posts: 96
Registered: ‎07-31-2012
0

Re: Cap 1 - Product Change

+1
My Current Plastic: {Amazon Store Card} {Amazon Visa} {Amex Zync} {Amex Gold PRG} {Amex BCE} {Bloomingdales} {BOA 123 Cash Rewards} {Capital One Platinum Visa} {Chase Freedom Visa} {Discover IT} {Kohls} {Macy's} {Nordstrom} {SonyCard Visa} {Target RedCard}
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Cap 1 - Product Change

I've pretty much given up on any upgrades with cap1, they'll get my recurring charges and that's it.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Cap 1 - Product Change


LS2982 wrote:

RockinRay wrote:

I was able to product change from the Venture (fee) to the Cash Rewards card today with the 1% plus 50% year end bonus.

 

It was no problem to make this switch and I like the cash rewards as we do not travel that much. The 50% year end bonus will enable this card to fit quite well in to my portfolio. It will replace my USAA WMC as my everyday spending card.

 

For travel cards, I still have my Chase Southwest Visa as well as my Delta Amex Gold. I do not mind paying the annual fees on these two cards.

 

YMMV - but this PC was super easy for me.


CONGRATS!!

 

Always nice to hear somebody getting some Cap1 rare luv!

 


Thanks! I have found them very easy to work with...  Smiley Happy

Ray

** Every Card has a Job, and Every Card does its Job **

Frequent Contributor
Posts: 278
Registered: ‎07-29-2012
0

Re: Cap 1 - Product Change

Ive beenthinking of PC as well but not sure which to pick VentureOne or Cash Rewards hmmmmmm ?
I think Cash Rewards looks good.

Lots of cards and counting !!
Las Vegas REALTOR
FICO 780ish Shooting for 800+
Super Contributor
Posts: 6,147
Registered: ‎12-11-2011
0

Re: Cap 1 - Product Change

I like the cash rewards, you technically get more cash back then you would miles (since you end up getting 1.5% as opposed to 1.25 with the venture one), but if you travel than the miles would be more useful. I just like that they post the rewards immediately, and through perk central you can earn up to 15% bonus rewards at some stores. 

 

With that limit if they PC you you might get the Visa Sig version of cash rewards. 

Frequent Contributor
Posts: 278
Registered: ‎07-29-2012
0

Re: Cap 1 - Product Change

What does the Visa Sig version of cash rewards do ? And is it someting i need to ask if they do agree to PC ?

Lots of cards and counting !!
Las Vegas REALTOR
FICO 780ish Shooting for 800+
Super Contributor
Posts: 6,147
Registered: ‎12-11-2011
0

Re: Cap 1 - Product Change

I would ask about it. Visa sig cards have all the visa sig benefits (it's the top level visa card available in the US). It's a NPSL card, and it's just cool. Smiley Tongue 

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