Cap 1 QS vs NFCU cashRewards

[DigitalArk]

It seems to me that their reward structures are the same. Am I missing anything?

[CreditCuriosity]

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@DigitalArk wrote:
It seems to me that their reward structures are the same. Am I missing anything?

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Not sure but if you are eligable for NFCU get in with them, if not already!

[Anonymous]

They both say 1.5% cash back unless theres a fee somewhere, I have the QS and just started using it to get the cash back for everything, it shows quickly on your account

[Jarnog]

NFCU is great to "get in" with.

I would say relationship, Customer service and starting limits along with CLIs are better on the NFCU side.

So if you can get with em DO IT

[Jarnog]

Oh another thing is that NFCU being a CU, they are a little more lenient on approvals.  I know that Capital One is also but for example -

My scores were in the 570's yet they gave me a cash rewards card with a 3k limit about a year or so ago.  Wife was a little higher and they gave her a 4k goRewards around the same time.

Sorry got off topic....rewards wise though, the same as far as I can see

[CreditCuriosity]

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@Jarnog wrote:

NFCU is great to "get in" with.

I would say relationship, Customer service and starting limits along with CLIs are better on the NFCU side.

So if you can get with em DO IT

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Agree rewards might be same, everything else isnt comparable.

[baller4life]

Love my Cash Rewards. I just transfer my cash right into my accounts whenever I feel like. Easy peasy.

[Ghoshida]

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@DigitalArk wrote:
It seems to me that their reward structures are the same. Am I missing anything?

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From what I understand: Cap One, for everyone but not great with CSR or CLI (except, as it seems, with the new Venture and some Q/S they're great with limits)

NFCU gives out-of-world limits but not for everyone. However people who're banking with them seem to swear by them so if you're eligible, just go with it.