Reply
New Contributor
Posts: 105
Registered: ‎05-15-2008
0

Cap 1 Question for card holders!

Ok back in 2001 I noticed cap one on my credit report; however I did not own a cap one card! I disputed over and over again, but it never was removed! So long story short I ended up settling on the acct which it also states that on my CR! So my question is do you think I could get a card from them and if so do you think I can get the same card number/ open date from the so called original card? Thanx in advance!
I'm better than blessed!
Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Cap 1 Question for card holders!

Another card with them- sure
 
Old history- not with cap one.
Established Contributor
Posts: 532
Registered: ‎11-25-2007
0

Re: Cap 1 Question for card holders!



ccats704 wrote:
Ok back in 2001 I noticed cap one on my credit report; however I did not own a cap one card! I disputed over and over again, but it never was removed! So long story short I ended up settling on the acct which it also states that on my CR! So my question is do you think I could get a card from them and if so do you think I can get the same card number/ open date from the so called original card? Thanx in advance!



Why did you pay for an account you didn't own?  I would have sued if they wouldn't remove it.
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
New Contributor
Posts: 105
Registered: ‎05-15-2008
0

Re: Cap 1 Question for card holders!

I had no idea that I could do all of that back then! Thats why since I didnt have an account and I did pay for one I was wondering if I could reopen that account!
I'm better than blessed!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.