No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Has anyone tried getting a cap1 secured card and put down the deposit for the $3000 credit limit just to have a bump in util %? Is this a good idea?
Why not try requesting a CLI from one of your current creditors if its for UTL purposes? I wouldn't open a secured card if I already had unsecured lines of credit--its like taking a step backwards. Just my opinion.
I tried. They are being stingy with CLI's.
I only have cap 1 platinum (1000) 1 year old and barclaycard carnival (500) 3 years old.
I cant get into NFCU and my scores are around 630-640(had short sale 6 months ago) No other baddies.
Is your short sale reporting a DEQ on your CR? If not, I'd try Barclay for a CLI again seeing that it is your oldest tradeline.
c
Yea it says paid in full on EQ and Trans but Paid in settlement on EX
Also with all 3 the status says 120 days late which sux. I tried disputing it since its not 120 days late its paid and closed but hadnt had much luck getting it changed