Cap 1 asked for income verification

[Anonymous]

My wife just an email from cap 1 asking to verify income for future cli. This was out of the blue. She recently paid the card off so not sure if this triggered the email.

I was thinking of asking for a cli anyway and she just got a pre-approval for a qs. What should we do? Reqeust a cli or wait for them?

[Anonymous]

That's strange they're asking for income verification out of the blue. Did she request a CLI recently? How long has she had the Cap1 card?

[Anonymous]

Had the card since 07'. Never late and now zero back. $2k limit

[Creditplz]

Just send your income to them? Or 4506-T??

[Anonymous]

We did. They just asked for the updated income number. No 4506

[Anonymous]

---

@Anonymous wrote:
Had the card since 07'. Never late and now zero back. $2k limit

---

Wow that's crazy. I would just have her send whatever they require (with Cap1 it's usually paystub, w2, or bank statements) and then wait until you know for sure they have processed it, and then ask for a CLI - maybe they'll give her a decent one with POI.

[Anonymous]

She's got great 6 figure with zero cc balances.

[Anonymous]

---

@Anonymous wrote:
We did. They just asked for the updated income number. No 4506

---

Wait, all they're asking for is for you to tell them the amount of her income? If so, that's not income verification - they simply want to know what her income is today (i.e. update income).

[thummel]

They did the same thing to me when I opened my platnium card back a few years ago. They soon after gave me an auto cli. Hope this helps as you might get an auto increase.

[Anonymous]

Just verified with her. It was an email that only asked for her updated income which they use for future cli's.

Hopefully she'll get something soon. I wonder how soon we should start checking.