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Cap 1 getting better and better!

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Schoolbuskid
Valued Contributor

Cap 1 getting better and better!

I called cap 1 about a week ago using the backdoor number on this site and i was able to get a CLI making my limit a total of 600! Well today i log in and what do i see an 1100 credit line! They increased it by another 500! I must have hit at the right time. Major thanks to my fellow ficoholics!
Rebuilding and Reducing Debt, is my game plan.
Message 1 of 17
16 REPLIES 16
SonorityGenius
Established Contributor

Re: Cap 1 getting better and better!

lol congrats!!
 
I think their CSRs are getting better too there was a big thread about CapOne (I usually term it CRAPone) but hey - I give them kudos for improving Smiley Very Happy
Message 2 of 17
Anonymous
Not applicable

Re: Cap 1 getting better and better!

Congratulations!
Message 3 of 17
Anonymous
Not applicable

Re: Cap 1 getting better and better!

i also got 500 increase 1100 now must be 4th statement credit steps kickin in..
Message 4 of 17
UpNComing
Established Contributor

Re: Cap 1 getting better and better!



Schoolbuskid wrote:
I called cap 1 about a week ago using the backdoor number on this site and i was able to get a CLI making my limit a total of 600! Well today i log in and what do i see an 1100 credit line! They increased it by another 500! I must have hit at the right time. Major thanks to my fellow ficoholics!


Hard or soft pull?
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 5 of 17
Schoolbuskid
Valued Contributor

Re: Cap 1 getting better and better!

i havent checked, but i dont think they pulled my credit reports. So right now i would it would be neither hard or soft!
Rebuilding and Reducing Debt, is my game plan.
Message 6 of 17
UpNComing
Established Contributor

Re: Cap 1 getting better and better!



Schoolbuskid wrote:
i havent checked, but i dont think they pulled my credit reports. So right now i would it would be neither hard or soft!



Still have that number?
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 7 of 17
Schoolbuskid
Valued Contributor

Re: Cap 1 getting better and better!

yea look in the "credit card" thread and then click on backdoor numbers it will be the one that has account specialist beside it!
Rebuilding and Reducing Debt, is my game plan.
Message 8 of 17
UpNComing
Established Contributor

Re: Cap 1 getting better and better!



Schoolbuskid wrote:
yea look in the "credit card" thread and then click on backdoor numbers it will be the one that has account specialist beside it!



Thanks!  Just asked for the CLI or is there a trick to this?
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 9 of 17
Schoolbuskid
Valued Contributor

Re: Cap 1 getting better and better!

uh i just kind told them that i wanted to make this my number one card, and with the limit i had i couldnt, you can also tell them that your other credit cards have much higher limits! Express what  a good customer you have been, and basically you just want a higher credit line!
Rebuilding and Reducing Debt, is my game plan.
Message 10 of 17
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