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Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007

Re: Cap 1 getting better and better!

Cap 1 wants you to use their card for everyday purchases, much as you would a debit card. Of course it is hard to do when the limit's are low. When you call they will ask you what card you are currently using for these things. Make them compete.
Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007

Re: Cap 1 getting better and better!

Congrats on the increase SBK!!!!!!!! :smileyhappy:
Established Contributor
UpNComing
Posts: 684
Registered: ‎05-02-2008

Re: Cap 1 getting better and better!

Well blow me down!!  It worked.  $500!  Thanks myFiCO peeps!
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007

Re: Cap 1 getting better and better!

See you never know until you try....Congrats!
Frequent Contributor
kball64
Posts: 280
Registered: ‎02-05-2008

Re: Cap 1 getting better and better!

I called the backdoor # just now and raised my $300 CL to $600.  I just made my 3rd payment.  Hopefully when credit steps kicks in I'll get another increase.
Moderator Emeritus
psychic
Posts: 1,518
Registered: ‎04-20-2007

Re: Cap 1 getting better and better!

If you looked at the Credit Cards board 8 months ago, you would have noticed a seemingly endless number of "I Hate Capital One" threads.  Anymore, you don't see members complaining quite as much. 
 
Maybe you're right, "Cap1 getting better and better."
EQ 814 / TU 815 / EX 842
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: Cap 1 getting better and better!

This is very correct- When they started reporting CL's in September
They are "trying" to be competitive while still supporting their re-builders.  
 
HSBC should take notes from their efforts to try and improve customer service and the needs of their clients. 
 
Their are lots of CC companies that ONLY take advantage of you- CapOne is smart enough to try and keep customers.
 
My only beef is the ability to change "tiers" - this needs to be addressed at some point.
 
Disclaimer: I own Capital One stock-

psychic wrote:
If you looked at the Credit Cards board 8 months ago, you would have noticed a seemingly endless number of "I Hate Capital One" threads.  Anymore, you don't see members complaining quite as much. 
 
Maybe you're right, "Cap1 getting better and better."




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