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Contributor
sdoonan
Posts: 85
Registered: ‎12-24-2011

Cap One AND Citi showing some love!

Hey all,

 

The past couple weeks have been excellent for my credit limits. Earlier this month I spoke with the Capital One Executive Office and managed to get my Cap One Student card bumped from $750 to $1000; this morning I logged into CitiCards to prep for a balance transfer and saw an offer to check for a credit line increase. It was the short form without a credit inquiry; after entering my information, I got an offer to double my CL from $1000 to $2000.

 

Needless to say, I took it without hesitation. =)

 

My credit has improved massively from where it was just a year ago, and I'd like to that you guys here on the forum for helping out with that, which I'm sure is what led to these increases.

Cards: CitiForward for Students (2K, opened 8/2009), Discover More for Students (1K, opened 7/2010), AMEX BCE (1k, opened 12/2010), Capital One Student Journey Rewards (1k, opened 11/2011)

AMEX Platinum (NPSL, AC arrangement, added 12/2011), Citi AAdvantage AMEX (9k, AU, backdated to 9/2008)

Scores: EQ 719, TU 674 (both FICO|1/5/13)

Last App: 1/3/13 - In the garden until further notice.
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Cap One AND Citi showing some love!

Nice, Congrats on the increases!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Mega Contributor
Creditaddict
Posts: 10,996
Registered: ‎10-23-2007

Re: Cap One AND Citi showing some love!

I don't see a place to even ask online so guess that means it's not available? that could really help in deciding if it's something anyone should request

Waiting is so Overrated! :smileytongue:
Regular Contributor
sakhalin070
Posts: 222
Registered: ‎08-28-2012

Re: Cap One AND Citi showing some love!

Congrats, it's rare to see Cap One CLI success stories, lol!  So Citi gave you a CLI without a hard pull eh?  That's nice.  Where did you see the offer to check for a credit increase (with no inquiry)?  I'd love to get a CLI on my Citi Forward with only a soft.


FICO: TU 781 EX 776
Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008

Re: Cap One AND Citi showing some love!

Congrats! Cap One is really working with people thats great

$100K in Credit
Last App: 01/09/13

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