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Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
They do not do permanent APR reductions. The only way to (maybe) get one is to go the EO route, but the reductions tend to be pretty small no matter what.