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My friend has a Capital one Platinum with a limit of $300 she currently has a balance of $0 and she wants to know how to get a CLI with a SP or HP..
i dont have a cap 1 so i dont know
..thanks in advance
It's a SP... request it thru the website and if denied send the EO a Facebook message.
Generally it's 6 months between CLI's... at least that's how it's been for me.
Perfect Thank you! we will try it in a bit.
@TRC_WA wrote:It's a SP... request it thru the website and if denied send the EO a Facebook message.
Generally it's 6 months between CLI's... at least that's how it's been for me.
Tell your friend not to get too excited about requesting an increase. I've had that card since dec 2010 which started at 300 and capped at 1,000 for the last few years. I have very good credit and enough income to warrant a better limit. I emailed CEO's, called backdoor numbers blah blah blah and NOTHING!! I'm actually logged on now to post my own topic on capital one in regards to canceling the account.
Good luck, I hope your friend has more luck than I did.
My experience has been the opposite...
$1000 > $1500 > $2000 > $4000
$500 > $750 > $2750
The first increase on each was Credit Steps... the second increase on the top card involved a call to the EO... The last $2000 increase on both cards were luv button...
I rarely use either card ($50-$200 per month if that) and they are mainly for UTI padding because Sallie Mae gets the vast majority of my card usage now. Prior to Sallie Mae that distinction went to my BECU card.
YMMV...
we will see what happens. we just did the CLI and it says it will be under review.
Will update the Thread on the decision which it will be most likely for monday
FWIW, Opened QS1 & Plat MC early November, after several attempts at CLIs, got fed up and applied for QS, instant $5K approval with better APR & BT.
Still scratching my head
YMMV
@stagefoursurvivor wrote:FWIW, Opened QS1 & Plat MC early November, after several attempts at CLIs, got fed up and applied for QS, instant $5K approval with better APR & BT.
Still scratching my head
YMMV
yeah i hear the low limit starters are hard to increase unless you call EO or go thru social media.
its a shame it takes 3 HP's to get a better card with them but seems like the fastest way to grow.