Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008

Re: Cap One CLI Success stories, are any of these Credit Step accounts?

wonderandawe wrote:

Any chance of Capital One PC from a secured to an unsecured card after a year?  I got $500 of secured and $250 of unsecured on my Capital One Platinum.  


I don't have any other credit cards right now; I am waiting for some of my CA GWs to go through.

That's called "Graduating" and happens sometimes.  It's not really a PC...  Search these forums for "Capital one secured graduation" and you'll find some helpful posts.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Frequent Contributor
Posts: 427
Registered: ‎09-17-2012

Re: Cap One CLI Success stories, are any of these Credit Step accounts?

My card was in the credit steps program. It started at 500 and I got the auto CLI to 750. It stuck there for over a year. Emailed the executive office on Monday, a rep called me within a couple of hours and the next day my limit was increased to 5000. I also had an old Cap One card that I've had for almost 6 years at a 300 limit without ever receiving a CLI. They upped that to 2000.

Executive AA WEMC $15k | Quicksilver WMC 15k | SWACU Visa $15k | Arrival+ WEMC $12.2k | Amex PRG | Amex SPG $10.5k | Amex SPG Biz $15k | Spark Visa $8k | Freedom $11.5k | Discover it $6k | Aviator Red WMC $5k | VentureOne WMC $6k | Lowe's $25k | J Crew $11600 | Amazon Store $4000 | Walmart Store $3300
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.