I just got off of the phone with the CapOne backdoor number (1-800-889-9939). They gave me a $500 CLI and I just made the second payment 3 days ago. Now when the credit steps kicks in it will go up yet again...lol. New CapOne cardholders take note, don't wait for the credit steps, after your 2nd payment hits, call the backdoor number and get your CLI.
I called after 2nd stmt and got a $300 CLI. My 4th stmt just cut a couple of days ago and they bumped me up to 1100. Very nice. Does anyone know how often they'll give CLI's from here on out? Are they automatic or do you have to call?
I haven't gotten anything else after the credit steps. Everytime I ask, I get a letter saying that "a credit limit increase is not available upon request for this account at this time". I'm about to hit 1 year on my oldest CapOne account, I'm gonna try again then...lol.
I just called again about my other CapOne account and there is not a CLI available at this time. I did get the lady to waive my annual fee that is coming due at the end of the month though, . She said to keep checking back about a CLI.