Credit Cards

[creditwherecreditisdue]

What happened when you called?

[Cyrion]

---

JoeBJay20 wrote:

---

kchev wrote:

Is it possible that because a Cap One card was included in my BK 6 years ago I am not eligible for another card through them?

---

That's possible, but without question just having the BK got you declined for their platinum card.  Whether Cap1 blacklists people, someone else would have to answer.  

---

They don't automatically blacklist you for having a BK that included their cards, I had two of their cards included in my BK and then got two more of their cards less than a year after the BK. My BK was in 2006.

[pattycake]

kchev - check out the BK friendly CC board.  A lot of people have had success with some of Juniper's cards, such as US Airways and HootersCard (Merrick Bank).  I had some baddies with Cap One way back and they still gave me cards three years ago, so I know they don't blacklist.  

[creditwherecreditisdue]

Cap1 is pretty famous for not only not blacklisting, but almost forcing cards out to those with derogs. Do you suppose even they are tightening up their ship?

[mjbfan79]

Capital One does not recon.

[BungalowMo]

---

kchev wrote:

Is it possible that because a Cap One card was included in my BK 6 years ago I am not eligible for another card through them?

---

They wouldn't give me a card w/aPIF CO on their card that's over 6 years old. 

If you inc in BK...fuggetaboudit 

Approvals from many ccc's 3 years ago, are denials today.  Same circumstances...different outcome.  These days, they're just not as approval happy...none of them.

Message Edited by BungalowMo on 07-24-2009 08:53 AM