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Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Cap One Denied Me!!

What happened when you called?
Regular Contributor
Posts: 192
Registered: ‎12-06-2008
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Re: Cap One Denied Me!!


JoeBJay20 wrote:

kchev wrote:

Is it possible that because a Cap One card was included in my BK 6 years ago I am not eligible for another card through them?


That's possible, but without question just having the BK got you declined for their platinum card.  Whether Cap1 blacklists people, someone else would have to answer.  


They don't automatically blacklist you for having a BK that included their cards, I had two of their cards included in my BK and then got two more of their cards less than a year after the BK. My BK was in 2006.

Established Contributor
Posts: 760
Registered: ‎04-30-2007
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Re: Cap One Denied Me!!

kchev - check out the BK friendly CC board.  A lot of people have had success with some of Juniper's cards, such as US Airways and HootersCard (Merrick Bank).  I had some baddies with Cap One way back and they still gave me cards three years ago, so I know they don't blacklist.  
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
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Re: Cap One Denied Me!!

Cap1 is pretty famous for not only not blacklisting, but almost forcing cards out to those with derogs. Do you suppose even they are tightening up their ship?
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: Cap One Denied Me!!

Capital One does not recon.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Senior Contributor
Posts: 4,271
Registered: ‎05-01-2008
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Re: Cap One Denied Me!!

[ Edited ]

kchev wrote:

Is it possible that because a Cap One card was included in my BK 6 years ago I am not eligible for another card through them?


They wouldn't give me a card w/aPIF CO on their card that's over 6 years old. 

 

If you inc in BK...fuggetaboudit 

 

Approvals from many ccc's 3 years ago, are denials today.  Same circumstances...different outcome.  These days, they're just not as approval happy...none of them.

Message Edited by BungalowMo on 07-24-2009 08:53 AM


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

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