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Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Cap One Droid App glitch

Admins: Place this where you see fit. I'm not sure where it really fits (rebuilding?)

 

The Cap one android app has a glitch....

For all you that have a lower limit cap one card, and like to pay each transaction as they post, you can make multiple payments on that one specific balance due.
Just as a test, I've gotten the actual posting balance below -$50.00 (minus fifty), and the multiple "repetative payments" hit my bank uniformly.

Kind of easier than making a forced payment from your own banking software???

 

Enjoy.

Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Cap One Droid App glitch

[ Edited ]

i also got that app last night i planed on paying the +10% that they allowed to cover my annual fee for next year and sock drawer them but if I can pay it to -60 for three years that would be great thanks for the info


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Valued Contributor
Posts: 2,371
Registered: ‎03-15-2012
0

Re: Cap One Droid App glitch

It won't let you artificially inflate your credit limit (overpayment), but it will let your current balance go into a neg factor, and cancel out any pending transactions, once they post.

Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Cap One Droid App glitch

oh ok.  figured it was worth a shot.


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
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