The reason will be in my letter, but what I am most ticked off about is the fact that they did a HP (which I consented to) assuming that will all the SP success people have received, that if they did a HP, I would be all but guaranteed some kind of increase. (This is where my dad would say, "If if's and but's were candy and nuts, oh what a world it would be!") I am just frustrated and I want to close the card to be a big tough guy, but I also know that the transition to Capital One is not yet complete, and I think I should just wait and see what happens. Is there anything I can do about the HP on my report now? It sucks to have your account reviewed with no success.... I know you guys would like to know what the letter says in order to better help me, but I am just so flippin' discouraged by this situation right now.
Thanks again,
Wes
That is about right.... Sorry that you have had a crappy encounter with them.
@tpmlls wrote:The reason will be in my letter, but what I am most ticked off about is the fact that they did a HP (which I consented to) assuming that will all the SP success people have received, that if they did a HP, I would be all but guaranteed some kind of increase. (This is where my dad would say, "If if's and but's were candy and nuts, oh what a world it would be!") I am just frustrated and I want to close the card to be a big tough guy, but I also know that the transition to Capital One is not yet complete, and I think I should just wait and see what happens. Is there anything I can do about the HP on my report now? It sucks to have your account reviewed with no success.... I know you guys would like to know what the letter says in order to better help me, but I am just so flippin' discouraged by this situation right now.
Thanks again,
Wes
Closing will serve no immediate benefit to you and no you are stuck with the hard pull. I plan on keeping mine and they will get a redbox rental each month, nothing more~nothing less
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050