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I submitted for a Capital One applicaitons today, I received an instant declined online. Then I called the back door number immediately and the customer services say the application is in pending and will not be available a few days later. I was asked to call back in few days to see the status.
What is going on?
@Anonymous wrote:I submitted for a Capital One applicaitons today, I received an instant declined online. Then I called the back door number immediately and the customer services say the application is in pending and will not be available a few days later. I was asked to call back in few days to see the status.
What is going on?
I believe that that CSR was being lazy and was rushing you off the phone. If the system gave you an instant decline, that indeed was the decision. Some of those CSR's give Capital One a bad name.
I called back again 2nd time and this time a different CSR say the same thing. The apps is still in pending and wont know until January 2nd by mail...hmm what is going on?
I don't mean to be rude, but I feel like my thread has been hijacked. The responses really should be a separate thread. Does anyone have any helpful responses about the original question?
@Creditaddict wrote:
I was pre-approved, applied, and instantly declined for bk. My Chapter 13 is still in progress which I think was the problem because they are very bk friendly
When you're a company like Capital One known for its issuance of $300 credit line it's easy for them to be BK friendly.