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Cap One QS Visa Sig Capped @ 20k?

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Andy77
Valued Contributor

Cap One QS Visa Sig Capped @ 20k?

 

 

Does anyone know if the Cap One Qucik Silver Visa Sig is capped at 20k ?

 

The applications dept said that my credit limit should be bet 5k and 20k

 

My income increased from my application with them in June to the app I did last week.  In June I got apporved for 20k

 

So, I would think my CL would be more, but not if they dont give give anything higher then 20k

 

So has anyone received anything higher then 20k?

 

 

Thank you!

Message 1 of 5
4 REPLIES 4
FinStar
Moderator Emeritus

Re: Cap One QS Visa Sig Capped @ 20k?

I've seen a couple folks with a QS Visa Signature with CL > $30K. AFAIK, these individuals have no negatives in their CRs, long histories, scores hovering around 800, and high income earners.
Message 2 of 5
Kenny
Moderator Emeritus

Re: Cap One QS Visa Sig Capped @ 20k?

Message 3 of 5
Andy77
Valued Contributor

Re: Cap One QS Visa Sig Capped @ 20k?

 

 

 

Ok...thank you ..... maybe they will match the limit on their other card they gave me.... I will report back when I know what it is...

 

 

Message 4 of 5
FinStar
Moderator Emeritus

Re: Cap One QS Visa Sig Capped @ 20k?

OP, keep in mind there's a lot of factors that go into a CL assignment depending on the lender and product. What you expect versus what they're willing to approve you for are two different things.
Message 5 of 5
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