Cap One Quicksilver?

[zyzzus]

I have been getting emails about changing my reward structure but haven't been interested. I am now and will see if I can get this today.

[Stralem]

Interesting. I wonder if there's a chance I could get my Journey converted to this for the better cash back rate...

Besides, my wallet is rather Visa-heavy; another MC wouldn't hurt.

EDIT: Oh s***, a $39 annual fee. Ugh.

[LawStudentCivilis]

I think the real question would be, if I change my card over to this one, what about all of the previous purchases that were bought at 1%?  Will I still get the .5% during the card anniversary or will they automatically credit it with the PC?

[Simply827]

Interesting....

I'm glad they're offering new products. Hopefully something really awesome comes out next year and I'll consider reapplying. I'm sure my Platinum and Orchard aren't going to turn into anything useful. 

[Stralem]

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@LawStudentCivilis wrote:

I think the real question would be, if I change my card over to this one, what about all of the previous purchases that were bought at 1%?  Will I still get the .5% during the card anniversary or will they automatically credit it with the PC?

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I just got off the phone with a friendly (but somewhat  difficult to understand) Capital One rep.

I had my Journey PC'd to the Quicksilver One. All purchases will generate 1.5%, but purchases made before the new card activation will not be calculated at that rate.

If you want, I can update you on the terms once the card arrives in the mail.

[LawStudentCivilis]

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@Stralem wrote:

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@LawStudentCivilis wrote:

I think the real question would be, if I change my card over to this one, what about all of the previous purchases that were bought at 1%?  Will I still get the .5% during the card anniversary or will they automatically credit it with the PC?

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I just got off the phone with a friendly (but somewhat  difficult to understand) Capital One rep.

I had my Journey PC'd to the Quicksilver One. All purchases will generate 1.5%, but purchases made before the new card activation will not be calculated at that rate.

If you want, I can update you on the terms once the card arrives in the mail.

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Thanks, please keep us updated! I would think it would still differ in my situation.  I have a Cash back card that is suppose to equal 1.5% during the 1 year anniversary.  So the terms of my original card is different and still seems to be unanswered what Cap One would do in this situation.

[vagrants]

Last time I upgraded from 1.25% to 1.5% VISA, the CSR told me that I will forefit the 0.25% portion of 1.25% before the anniversary. The CB already earned stayed intact.

[LawStudentCivilis]

Ugh maybe I will wait until the anniversary to PC that way I will optimize all of my points without losing any.

[Mopar_Jones]

What number did you call? And did you have to escalate it to a supervisor? I keep getting told there are no offers on my account, blah blah...

[L-TWT]

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@LawStudentCivilis wrote:

Ugh maybe I will wait until the anniversary to PC that way I will optimize all of my points without losing any.

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+1

I was just thinking the same thing! B/c I'm not trying to forefeit jack!!!!!!!!!