cancel
Showing results for 
Search instead for 
Did you mean: 

Cap One Reporting to the CRAs

Frequent Contributor

Cap One Reporting to the CRAs

Hello, everyone.

 

I opened a Cap One secured account in late November.  The account is paid in full and my bill is due on 19 Jan.  I was wondering when this account will make its initial posting on the CRAs.  Other banks post the day after their statement end-of-cycle, but when I called the Cap One CSR, she told me they did not know when my account would post...she said, to check in 30 days???Smiley Frustrated  Does Cap One not report monthly to the CRAs?


CURRENT SCORES: EQ: 628 (12/14/14); TU: 628 (12/10/14); EX: 636 (12/13/14)--All myFICO
STARTING myFICO EQ SCORE:: 507 (11/2013); GOAL SCORE: 700--(All CRAs); GARDENING SINCE: 10/5/14
Message 1 of 4
3 REPLIES
Frequent Contributor

Re: Cap One Reporting to the CRAs

IME, Cap1 started reporting right after the 2nd statement cut.
AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)
Message 2 of 4
Senior Contributor

Re: Cap One Reporting to the CRAs

My Cap1 account reported the day after approval already (absolute speed record) and it reports every months a couple of days after closing date. (Quicksilver Visa Signature)

Move the mouse over the cards for detailed view!
....Last HP 01 NOV 2016...............
Message 3 of 4
Highlighted
Established Contributor

Re: Cap One Reporting to the CRAs

My $500 cap one unsecured has started reporting after the first cycle closed and reports the day after each statement is cut.   They have only  reported to EX and TU, in spite of my many calls asking them to report to EQ

Message 4 of 4