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Cap One Upgrade!

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Anonymous
Not applicable

Cap One Upgrade!

I've only had the Cap One Platinum for less than a month. Just went on chat and asked for an upgrade to Quicksilver, and got it. Didn't think it would happen so quickly. I've put a lot of use on the card. No payment due yet, though.   Smiley Happy

Message 1 of 15
14 REPLIES 14
OmarGB9
Community Leader
Super Contributor

Re: Cap One Upgrade!

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 15
Anonymous
Not applicable

Re: Cap One Upgrade!

wow thats pretty imppressive congrats

Message 3 of 15
degs138
Established Contributor

Re: Cap One Upgrade!

Nice Job, were you in credit steps?


FICO TU 757 Eq 741 116,900 Total revolving Credit.
Favorite cards: AMEX BCP, US Bank Cash+, Chase Sapphire Prefered
Message 4 of 15
galahad15
Valued Contributor

Re: Cap One Upgrade!

Congrats!


Message 5 of 15
Anonymous
Not applicable

Re: Cap One Upgrade!


@degs138 wrote:

Nice Job, were you in credit steps?



Yes, and the rep says the automatic credit steps increase will still occur.  

Message 6 of 15
cp94550
Regular Contributor

Re: Cap One Upgrade!

I am chatting now.  Asking to change my Quicksilver One (AF $39) to the Quicksilver (no AF) or if they see any other eligible cards.  Will this show up as a new line of credit and old account will show closed or they will just send a new card but keep existing credit reporting data?


Starting Score: EX: 560 on 11/1/11
Current Score: EX: 651 on 1/31/16
Goal Score: 700

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Message 7 of 15
OmarGB9
Community Leader
Super Contributor

Re: Cap One Upgrade!

^I don't think they'll send out a new card at all. They just change it in their system.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 15
Anonymous
Not applicable

Re: Cap One Upgrade!


@OmarGB9 wrote:
^I don't think they'll send out a new card at all. They just change it in their system.

Yes they do send out a new card. But you keep the same account number and history.

Message 9 of 15
GvdM
New Member

Re: Cap One Upgrade!

correct, the QuickSilver ONE is MC but the QuickSilver is Visa.

 

This thread prompted me to call and try a PC from QS One to QS, And I got it.


Starting Score: 554
Current Score: 665
Goal Score: 720


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Message 10 of 15
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