Starting Score: EQ 717 EX 724 TU 736
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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That is not a credit limit increase, that is their credit step program. It ends after one step.
You may never get another increase from that. I got a credit step from $300 to $500 and I have never gotten anything since then! I have gotten much higher limits from other banks and limit increases too from the others! In fact, the Capone card I have is the lowest limit I have. It was not until 3 days ago. I had a Belks card I got 3 months ago which had a $200 limit and I have never used. They seemed fit to give me a limit of $800 for never using their card. (Yeah, I find that a bit amusing, but what the heck.) Walmart started me off with $500 and after 3 months raised it to $1000 and I hardly use the card. I don't think I have charged more than $225 to the card.
Good luck
+1 It's a credit step, but a CLI is good by any means!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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