Cap One income update

[Skye12329]

They come up for me like every 6 mos. or so, however i never got a auto cli even when updating it

[lg8302ch]

I did get the pop up about a year after opening the account and my income pretty much remained the same but when I entered it  I could not resist in playing with the luv button and bam went from 5K to 10K and just recently with a 60% util due to a BT offfer I took could not resist in trying again just to see what would happen with high util but to my big surprise 1K granted to 11K... Cap1 treats me very well and their 1% BT offers in access checks are great...none of the others offer me anything below 2%.

I would try to PC to the Quicksilver Visa Signature ..if it cannot be done the regular route just email EO. You might be surprised what Cap1 could offer.  I am fully happy with their service and the offers are just wonderful. Once my BT is paid off and if they give me another 1% again.. I will go for it again.  ....QS just turned to be my BT card ....will try to work my way down the purchase APR to a platinum level ... wishful thinking I guess but it is good to have dreams..lol

[Skye12329]

So with the luv button you can get more than $500? its never worked for me but i have only heard 500 is the most it gives. Good to know it can give more.

[lg8302ch]

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@Skye12329 wrote:
So with the luv button you can get more than $500? its never worked for me but i have only heard 500 is the most it gives. Good to know it can give more.

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Yes it sure can but looks to be an exception. My idea of this luv button theory is that cards with CL up to 5K get 500$ and cards with 10K+ get 1K auto luv...but that is my own theory after reading some success CLIs (of course with some exceptions)  - but to try it every 6 months does not hurt as it is SP only.

[Skye12329]

Thanks! Yeah i try every 6 mos. and then contact EO usually. Recently i did it after 3 mos since my last one and got a $500 increase from EO, im not complaining but its far off from what i asked for :/ Oh well no big deal since it was a SP.

[taxi818]

Well you heard wrong. I got 2500 increase with cap 1. I think they opened up the wallet now. 500 is not max on luv button. 

[Duffenbrau]

You can get more than $500 for an increase even if it started at that in credit steps. In typical Cap1 fashion it just takes awhile. I got my first card in 2009, started at $500 and got the credit steps increase to 1k after 6 months. Fast forward to my 5 year mark and they doubled it that day to 2k. I didn't ask for it so I was shocked when I logged on and saw that as I thought by then the card was probably worthless as far as any CLI's go. I got my second card in April, Quicksilver One also (I PC'd the other one to this too) and it was instant approved for 2k so I'm interested to see my CLI next month on that. I've been pestering them about increase/PC to Venture One and am hoping someone there is paying attention...

[JenniferinFL]

My husband got that around 7-8 months ago. I want to say it was about a month later they changed his $300 Capital One Platinum limit to $1400. He'd had that since he first moved to the US in 2007 and it had always been a $300 limit.

[dominow]

i was given same request. i just paid the 1,500. bakance in full and have not been asked since. maybe they think that your cl is too high or your balance has been steadily going up. y paid mine if full and don't use it anymore except to auto pay my utilites.

[nitrov]

Wow, this thread is mind-blowing. Why have you people not called the EO? I have two cards with them; one started as steps with a $500 limit, and the other an Orchard Bank card with a $300 limit. I've called EO probably 3-4 times in the past 2 years and gotten them to $3500 and $1500, respectively, plus the AF for QuickSilver waived on both. Cap One EO will def work with you. My EQ has been under 700 every time I've called historically, now it's over and I'm about to call again this week. I guarantee I'll be at $5000 and probably $3000, at minimum.