09-12-2012 11:01 AM
The same thing happens to me. I have only had cap one for 2-3 months, but I have made multiple payments each month, and they told me if I make more than one payment each month that it will have that 6 day hold. So yes, I have to call them each time after it clears my bank to have them post it right away. It is definitely a pain.
09-12-2012 12:06 PM
I've had a CC account with Capital One for less than a year. My payments post by the next day. No holds whatsoever.
Same with me. Depending on when I make my payment my available credit frees up by the next day or the day after that.
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