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Cap one 3rd card possible?

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Anonymous
Not applicable

Re: Cap one 3rd card possible?


@taxi818 wrote:

Not sure. But I never ever recon. 


 That would really stink though if you got a HP on EX and TU for nothing.

Message 31 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?

For the OP purpose the Venture fits best.

Utilization padding and a possible spend bonus.
Message 32 of 66
NRB525
Super Contributor

Re: Cap one 3rd card possible?


@Anonymous wrote:
For the OP purpose the Venture fits best.

Utilization padding and a possible spend bonus.

I guess as long as the OP signed up for an AF, might as well go for the top of the line.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 33 of 66
B335is
Moderator Emeritus

Re: Cap one 3rd card possible?

Good grief what is it with this Venture obsession? Is it the perceived easy approval for a decent limit?

I Guess what's done is done, but Cap1 will not approve an application when EQ file in inaccessible.
Message 34 of 66
Anonymous
Not applicable

Re: Cap one 3rd card possible?

+1
Message 35 of 66
racer-x
Valued Contributor

Re: Cap one 3rd card possible?

On a sidenote, I was instant approved for both Venture and Venture One without preapprovals, $10k each.

 

I have 4  Cap One accts, $45k

 

 

Message 36 of 66
taxi818
Super Contributor

Re: Cap one 3rd card possible?


@B335is wrote:
Good grief what is it with this Venture obsession? Is it the perceived easy approval for a decent limit?

I Guess what's done is done, but Cap1 will not approve an application when EQ file in inaccessible.

Where were you b335,. wish you would have said that before i apped. Smiley Sad

Message 37 of 66
B335is
Moderator Emeritus

Re: Cap one 3rd card possible?

Sorry Taxi! I hope it turns out in your favor. Keep us posted.
Message 38 of 66
score_building
Senior Contributor

Re: Cap one 3rd card possible?


@B335is wrote:
Good grief what is it with this Venture obsession? Is it the perceived easy approval for a decent limit?

I Guess what's done is done, but Cap1 will not approve an application when EQ file in inaccessible.

Interesting, both approvals were with EX on ice, though a freeze does seem to auto prompt 7-10 day msg/ manual review. What's so special about EQ?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 39 of 66
lg8302ch
Senior Contributor

Re: Cap one 3rd card possible?

too late ..was not reading to the end

 

Hope it turn out in an approval  with a nice limit .

Message 40 of 66
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