Cap one 3rd card possible?

taxi818 · ‎03-29-2015

Okay okay. Before some of you cap one haters jump all over me. Hear me out first. I gave two cap one cards. My first their regular plat secured. Which is my oldest card at 2 years old. 800 dollar limit. Which about 200 dollars is mine. So no big lost. Anyway. 2 nd card is regular quicksilver. 3500. It's a year old now. With all the venture craze. I went to cap ones pre approval site. Which is mostly accurate. Put my info. And it came back. Congratulation. On two cards their low interest plat. ( cough cough ). 20.9 % apr. Or. Their quicksilver one. If I apply will get it? O should I cancel my oldest the secure card. Or jst forget it. Any advice appreciated.

Anonymous · ‎03-29-2015

Why would you voluntarily want a QS1?

Anonymous · ‎03-29-2015

Just go for the Venture.

Anonymous · ‎03-29-2015

+1

Skip the Crap One card and go for the Cap One Venture

elim · ‎03-29-2015

+ 2 grab the 10k

chalupaman · ‎03-29-2015

@taxi818 wrote:
Okay okay. Before some of you cap one haters jump all over me. Hear me out first. I gave two cap one cards. My first their regular plat secured. Which is my oldest card at 2 years old. 800 dollar limit. Which about 200 dollars is mine. So no big lost. Anyway. 2 nd card is regular quicksilver. 3500. It's a year old now. With all the venture craze. I went to cap ones pre approval site. Which is mostly accurate. Put my info. And it came back. Congratulation. On two cards their low interest plat. ( cough cough ). 20.9 % apr. Or. Their quicksilver one. If I apply will get it? O should I cancel my oldest the secure card. Or jst forget it. Any advice appreciated.

Venture all the way.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Anonymous · ‎03-29-2015

If you want the cash back get the qs, love mine. If you travel get the venture.

Anonymous · ‎03-29-2015

He already has a QS....

Anonymous · ‎03-29-2015

Yea I don't know why you would want a QS1 when you already got the QS with no AF. If anything, I would recommend going for the Venture, but if you don't have the pre-approval on the site I would not attempt it at this time.

You've got the cards you need, now you should wait and let your accounts age a bit more and let the INQ's drop a bit. Then, you should be able to get just about any card you want.

If you NEED another card today, they try for the Venture, but I think you would be better served by some patience right now.

Anonymous · ‎03-29-2015

@Anonymous wrote:
Just go for the Venture.

+ 2