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SO I have received pre approval offers from:
Credit one at least $300
merrick bank $500
barclaycard rewards not sure how much
Victoria secret for $500
first premier not sure how much
How in the world do I get a pre approval from cap one? They are my oldest card at 9 months and they have given me 300 unsecured increase on my secured card. I always pay on time and in full. I rotate my cards every month never showing more than like 5% on one card. My baddies are two student loan accounts (really one loan it got sold) with about 15 lates BTW the two of them. The last late payment was oct of 2012. I have never been late on any of my credit cards my last app was 7/25/13 got 8 inq on tu and about 5 each on EQ and EX. What do I do other than garden?
I didn't start seeing offers from them until my score(s) was in the 650 range, even though I had a card with them for well over a year with no lates or anything. Then they started pushing the Quicksilver onto me.
@neverrain wrote:I didn't start seeing offers from them until my score(s) was in the 650 range, even though I had a card with them for well over a year with no lates or anything. Then they started pushing the Quicksilver onto me.
I was hoping that 650 would be the magic number but I guess not. I wish the barkclaycard did not care about inq cause I would take them up on their pre approval but i dont want to take the risk of getting my card cancled like i have heard from so many people on here.
Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
@myjourney wrote:Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
Lol If i get a cap one quicksliver pre approval yes send out the ERT but I don think thats happening anytime soon. Ill try to garden till march 2014 then apply no matter what.
@bigblue7722 wrote:
@myjourney wrote:Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
Lol If i get a cap one quicksliver pre approval yes send out the ERT but I don think thats happening anytime soon. Ill try to garden till march 2014 then apply no matter what.
Sounds like a plan
Your doing good keep up the good work
@myjourney wrote:
@bigblue7722 wrote:
@myjourney wrote:Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
Lol If i get a cap one quicksliver pre approval yes send out the ERT but I don think thats happening anytime soon. Ill try to garden till march 2014 then apply no matter what.
Sounds like a plan
Your doing good keep up the good work
Those ERT's...I tell ya... always like hawkeyes... I won't even tell you what that little fierce squirrel did to me one time... those scars are proof! Stay in the garden OP!
@FinStar wrote:
@myjourney wrote:
@bigblue7722 wrote:
@myjourney wrote:Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
Lol If i get a cap one quicksliver pre approval yes send out the ERT but I don think thats happening anytime soon. Ill try to garden till march 2014 then apply no matter what.
Sounds like a plan
Your doing good keep up the good work
Those ERT's...I tell ya... always like hawkeyes... I won't even tell you what that little fierce squirrel did to me one time... those scars are proof! Stay in the garden OP!
myjourney has those squirrels well trained.
@FinStar wrote:
@myjourney wrote:
@bigblue7722 wrote:
@myjourney wrote:Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
Lol If i get a cap one quicksliver pre approval yes send out the ERT but I don think thats happening anytime soon. Ill try to garden till march 2014 then apply no matter what.
Sounds like a plan
Your doing good keep up the good work
Those ERT's...I tell ya... always like hawkeyes... I won't even tell you what that little fierce squirrel did to me one time... those scars are proof! Stay in the garden OP!
ROFLOL
Hush don't tell secrets
@09Lexie wrote:
@FinStar wrote:
@myjourney wrote:
@bigblue7722 wrote:
@myjourney wrote:Do I need to call ERT's? Lol
You need to continue gardening a little longer IMHO
Lol If i get a cap one quicksliver pre approval yes send out the ERT but I don think thats happening anytime soon. Ill try to garden till march 2014 then apply no matter what.
Sounds like a plan
Your doing good keep up the good work
Those ERT's...I tell ya... always like hawkeyes... I won't even tell you what that little fierce squirrel did to me one time... those scars are proof! Stay in the garden OP!
myjourney has those squirrels well trained.
Ninja training camp does wonders for the little fellas