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Cap one pc

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Sbrooks1
Valued Contributor

Cap one pc

I think I read somewhere that you can't PC your plat if you went over your limit in the past . I was Over by 3 $ once recently and immediately PIF. What are my options? Both QS 1 and plat at 0 balance 1100/600 . Advice ??? If should be moved please MOD do so😃
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RonM21
Valued Contributor

Re: Cap one pc

I'm not sure on this one. When you went over your limit, was it reported that way, or.did it happen within the cycle amd was paid before the statement cut?


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 2 of 3
Sbrooks1
Valued Contributor

Re: Cap one pc

Statement cut, 😩 My bad did not account for that much interest charged and over by 3. Di d PIF right away but pretty sure this will limit an UG for the next year
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