Did Capital one do away with their secured card application online ?
No. They credit qualify you first, then offer you a secured if you do not qualify for an unsecured credit product.
I doubt they are strict, i applied last night and they said approved.. The great thing is that you can send your deposit online or over the phone. It says you can get your card within 7-10 business days
I noticed that they pulled experian last night as well.
so i'm waiting for them to withdraw my money, i'll leave an update for anyone interested.
I had read somewhere that they don't report your credit line with the CRA's. Only that you have a debt.You might want to check with them to see if that is true.