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Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009

Cap one secured

Did Capital one do away with their secured card application online ?
Mega Contributor
Creditaddict
Posts: 18,578
Registered: ‎10-23-2007

Re: Cap one secured

I didn't know they ever had a secured card
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Regular Contributor
nmorton79
Posts: 195
Registered: ‎07-11-2007

Re: Cap one secured

As far as I know, cap one  did away with their secured card at least 10 yrs ago.
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Valued Member
mizzcharles
Posts: 43
Registered: ‎03-03-2008

Re: Cap one secured

it's back..

http://www.capitalone.com/creditcards/products/secured/?sol=11197&tc=1&credit=3&linkid=WWW_0608_CARD...

 

good luck

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Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Cap one secured

It has been available less than a week.

Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009

Re: Cap one secured

How strict are they with criteria to get the card ?

Frequent Contributor
Pushto700
Posts: 267
Registered: ‎07-28-2009

Re: Cap one secured


MidnightOwl wrote:
Did Capital one do away with their secured card application online ?

No. They credit qualify you first, then offer you a secured if you do not qualify for an unsecured credit product.


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Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Cap one secured

You can now directly apply for secured card as well.

Valued Member
mizzcharles
Posts: 43
Registered: ‎03-03-2008

Re: Cap one secured

[ Edited ]

I doubt they are strict, i applied last night and they said approved.. The great thing is that you can send your deposit online or over the phone. It says you can get your card within 7-10 business days

 

I noticed that they pulled experian last night as well.

 

so i'm waiting for them to withdraw my money, i'll leave an update for anyone interested.

 

 

*Wishing to be debt free*


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Regular Contributor
MidnightOwl
Posts: 151
Registered: ‎08-22-2009

Re: Cap one secured

I had read somewhere that they don't report your credit line with the CRA's. Only that you have a debt.You might want to check with them to see if that is true.


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