Cap1 Buypower Fraud Department

B335is · ‎12-28-2014

I thought i updated all of my cards, but I forgot to update my address on my Buypower card. Well yesterday i got a letter in the mail to contact them. So i dial the number, enter my acct number and get an offer for two Visa gift cards for taking a survey. I keep holding because I'm over taking surveys. Well it prompts me 3 more times to press "1" to take the survey. So then it moves on to some Carnival cruise offer. 4 more times of asking me to press 1, it asks if anyone in my household is over 50? Irritated, i try to log in online. It prompts me with the same number (my acct is frozen).

So this morning i find the regular 702 area code number, call it and dont enter my info and finally get through to a rep. She explains they offer several promotions. I said thats nice, but what is the issue with the card? She says there's a security freeze on the acct and offers to connect me to the Fraud Department. I waited on hold for 25 minutes and she wasn't able to connect me to anybody. I offer my phone number to have them call me but she said their call center is only configured to receive calls. I'm so done with chasing these people down, I've only been at my new address for 2 weeks. I'm ready to just kick this stupid card to the curb.

jstyle408 · ‎12-28-2014

Is this card worthe having? (Buypower) I saw the advertisement and it look like a nice looking card but I dont really understand the benefut of this card.

B335is · ‎12-28-2014

It probably isnt for me, I doubt I'll ever buy a GM product. You can transfer the rewards up to a certain amount for a discount on a new car. You have to spend a lot to get anything meaningful back and its capped. They've offered me a few BT promotions on it.

CreditCuriosity · ‎12-28-2014

Only really two positive things about this card..

1) single HP on EQ. VS. triple hard pull on all other Cap1 cards

2) its a WEMC

that is my take on it. I would never use the rewards as I would never buy a GM product myself, but others might but to get any significant rewards you will be 6 feet under prior to that time imo.

CreditMagic7 · ‎12-28-2014

@CreditCuriousity wrote:
Only really two positive things about this card..

1) single HP on EQ. VS. triple hard pull on all other Cap1 cards
2) its a WEMC

that is my take on it. I would never use the rewards as I would never buy a GM product myself, but others might but to get any significant rewards you will be 6 feet under prior to that time imo.

3) probably offers a better limit than $600

jstyle408 · ‎12-28-2014

Interesting... I guess I wont be apping for this card. If only they offer buy power for bmw. Then definitely would apped for that because owning this car is financially challenged.

CreditCuriosity · ‎12-28-2014

@CreditMagic7 wrote:
@CreditCuriousity wrote:
Only really two positive things about this card..

1) single HP on EQ. VS. triple hard pull on all other Cap1 cards
2) its a WEMC

that is my take on it. I would never use the rewards as I would never buy a GM product myself, but others might but to get any significant rewards you will be 6 feet under prior to that time imo.
3) probably offers a better limit than $600

Bitter still eh? I would be too!

CreditMagic7 · ‎12-28-2014

@CreditCuriousity wrote:
@CreditMagic7 wrote:
@CreditCuriousity wrote:
Only really two positive things about this card..

1) single HP on EQ. VS. triple hard pull on all other Cap1 cards
2) its a WEMC

that is my take on it. I would never use the rewards as I would never buy a GM product myself, but others might but to get any significant rewards you will be 6 feet under prior to that time imo.
3) probably offers a better limit than $600
Bitter still eh? I would be too!

More like intrigued. They've actually give me a genuine reason to avoid them.

B335is · ‎12-28-2014

Creditmagic is bitter to this card like i am with Comenity Virgin America haha. Cap1 actually gave me a decent limit on this and the single HP was the primary reason i app'd for it.

CreditMagic7 · ‎12-28-2014

@B335is wrote:
Creditmagic is bitter to this card like i am with Comenity Virgin America haha. Cap1 actually gave me a decent limit on this and the single HP was the primary reason i app'd for it.

+1

Grrrrrr