Credit Cards

[p-]

Why yes, we do offer free cookies.  Unfortunately, you are not eligible for a free cookie.

Oh... what are the eligibility criteria?

We appreciate your interest in our free cookies and use a variety of criteria to evaluate your eligibility.  A letter will arrive in 7 to 10 days regarding your request for a cookie.

Alright...  Has anyone actually ever received a free cookie?

Our free cookie program is very popular.  Many people every day request a free cookie.

Nice.  

[p-]

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p- wrote:...Looks like I'll be calling backdoor recon soon.... 

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Called the backdoor number.  Rep said they don't do recons on CLI requests.  Said that I should wait for the letter to arrive and read it.  Wouldn't tell me anything else.  Nice.

[Jlu]

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p- wrote:

Why yes, we do offer free cookies.  Unfortunately, you are not eligible for a free cookie.

Oh... what are the eligibility criteria?

We appreciate your interest in our free cookies and use a variety of criteria to evaluate your eligibility.  A letter will arrive in 7 to 10 days regarding your request for a cookie.

Alright...  Has anyone actually ever received a free cookie?

Our free cookie program is very popular.  Many people every day request a free cookie.

Nice.  

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hahahahahahahahahaha

EDIT: This made my day.

[Brian_Trying_700]

Thats the typical Capital One customer service / love. Had my card 4 years and recieved one auto cli. The other two times I tried they said wait for the letter in the mail.

[jsucool76]

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ssghandless wrote:

What builder did you get? I was looking to move my builder up to Cash Rewards but I heard they will not do it without a HP?

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They PCd me from regular platinum to cash rewards after 2 weeks of having an account, no HP. (Although that might have been since I'd only had it for 2 weeks, so my HPs were recent) 

I just asked and they surprisingly said yes. 

[wealthcreator]

I had same experience yesterday. Chat representative assured me that it will be SP. Moreover I did not get any alert yet, if it will HP then I will shout load at them.

[ssghandless]

I have heard that is better to just apply for a new Cap1 account rather than try to maximize the current account. But I dont know if they would consider keeping the same AAOA on the new card though?

[Jlu]

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ssghandless wrote:

I have heard that is better to just apply for a new Cap1 account rather than try to maximize the current account. But I dont know if they would consider keeping the same AAOA on the new card though?

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That is the key. The reason we like PC's are because they allow us to upgrade/change products without losing AAoA/history. With a new app you take a HP, lose AAoA and add a new TL. Many lenders allow PC's while avoiding all three of those FICO pitfalls.

[ssghandless]

CAP1 never gives a PC though. I have heard of only one.

[jsucool76]

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ssghandless wrote:

CAP1 never gives a PC though. I have heard of only one.

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There's actually quite a few success stories about Cap1 PCs on this forum. A lot more than I ever thought there would be based on the general opinion of them.