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Valued Contributor
p-
Posts: 2,521
Registered: ‎06-05-2008

Re: Cap1 CLI now SP?

[ Edited ]

Why yes, we do offer free cookies.  Unfortunately, you are not eligible for a free cookie.

 

Oh... what are the eligibility criteria?

 

We appreciate your interest in our free cookies and use a variety of criteria to evaluate your eligibility.  A letter will arrive in 7 to 10 days regarding your request for a cookie.

 

Alright...  Has anyone actually ever received a free cookie?

 

Our free cookie program is very popular.  Many people every day request a free cookie.

Nice.  

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
p-
Posts: 2,521
Registered: ‎06-05-2008

Re: Cap1 CLI now SP?


p- wrote:...Looks like I'll be calling backdoor recon soon.... 

 


Called the backdoor number.  Rep said they don't do recons on CLI requests.  Said that I should wait for the letter to arrive and read it.  Wouldn't tell me anything else.  Nice.

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Established Contributor
Jlu
Posts: 536
Registered: ‎06-12-2012

Re: Cap1 CLI now SP?

[ Edited ]

p- wrote:

Why yes, we do offer free cookies.  Unfortunately, you are not eligible for a free cookie.

 

Oh... what are the eligibility criteria?

 

We appreciate your interest in our free cookies and use a variety of criteria to evaluate your eligibility.  A letter will arrive in 7 to 10 days regarding your request for a cookie.

 

Alright...  Has anyone actually ever received a free cookie?

 

Our free cookie program is very popular.  Many people every day request a free cookie.

Nice.  


hahahahahahahahahaha

 

EDIT: This made my day.

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Cap1 CLI now SP?

[ Edited ]

Thats the typical Capital One customer service / love. Had my card 4 years and recieved one auto cli. The other two times I tried they said wait for the letter in the mail.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: Cap1 CLI now SP?


ssghandless wrote:

What builder did you get? I was looking to move my builder up to Cash Rewards but I heard they will not do it without a HP?


They PCd me from regular platinum to cash rewards after 2 weeks of having an account, no HP. (Although that might have been since I'd only had it for 2 weeks, so my HPs were recent) 

 

I just asked and they surprisingly said yes. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Contributor
wealthcreator
Posts: 211
Registered: ‎07-02-2012

Re: Cap1 CLI now SP?

I had same experience yesterday. Chat representative assured me that it will be SP. Moreover I did not get any alert yet, if it will HP then I will shout load at them.

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
_________________________________
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__________________________________________
Contributor
ssghandless
Posts: 101
Registered: ‎07-30-2010

Re: Cap1 CLI now SP?

I have heard that is better to just apply for a new Cap1 account rather than try to maximize the current account. But I dont know if they would consider keeping the same AAOA on the new card though?



4/5/12 TU-635 Ex-634 Eq-646 (Kroll Fact. Home loan)
9/8/10 TU-654 Ex-627 Eq-638
8/1/10 TU-629 Ex-627 Eq-638


Starting Score: 526
Current Score: 635
Goal Score: 750


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Established Contributor
Jlu
Posts: 536
Registered: ‎06-12-2012

Re: Cap1 CLI now SP?


ssghandless wrote:

I have heard that is better to just apply for a new Cap1 account rather than try to maximize the current account. But I dont know if they would consider keeping the same AAOA on the new card though?


That is the key. The reason we like PC's are because they allow us to upgrade/change products without losing AAoA/history. With a new app you take a HP, lose AAoA and add a new TL. Many lenders allow PC's while avoiding all three of those FICO pitfalls.

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |
Contributor
ssghandless
Posts: 101
Registered: ‎07-30-2010

Re: Cap1 CLI now SP?

CAP1 never gives a PC though. I have heard of only one.



4/5/12 TU-635 Ex-634 Eq-646 (Kroll Fact. Home loan)
9/8/10 TU-654 Ex-627 Eq-638
8/1/10 TU-629 Ex-627 Eq-638


Starting Score: 526
Current Score: 635
Goal Score: 750


Take the FICO Fitness Challenge

Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: Cap1 CLI now SP?


ssghandless wrote:

CAP1 never gives a PC though. I have heard of only one.


There's actually quite a few success stories about Cap1 PCs on this forum. A lot more than I ever thought there would be based on the general opinion of them. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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