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Cap1 CLIs timeline

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stagefoursurvivor
Established Contributor

Cap1 CLIs timeline

In view of the recent consolidation enhancement it brings up another issue as a topic,

I have 2 cards opened the end of Jan/Feb that I received very geberous CLIs about 75 days later. They won't be eligible for consolidation until late August.

Since I received CLIs mid April, are they eligible for another CLI 6 months after opening or 6 months since the last CLI?

Regardless, I think I need to wait for another CLI before consolidating these 2.

Anyone have experience with the CLI timeline?

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 1 of 8
7 REPLIES 7
OmarGB9
Community Leader
Super Contributor

Re: Cap1 CLIs timeline

If it was an auto CLI, you might still be able to request a manual CLI 6 months from opening/last manually requested CLI.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 8
CreditCuriosity
Moderator Emeritus

Re: Cap1 CLIs timeline

I am personally guessing, just a guess how cap1 has worked in the past 6 months from last increase not one at 2 months after opening card then one 4 months later.. Doubtful they are being that generous, but certainly could be wrong.. Just a long time Cap1 card harder and know their patterns.  Granted the Venture and QS Visa Sig, could be different due to them stepping up their game

Message 3 of 8
stagefoursurvivor
Established Contributor

Re: Cap1 CLIs timeline

No, they weren't auto-CLIs. Requested online, one QS Sig went from $5K to $8K, the other V1 Sig from $7.5K to $12.5K

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 4 of 8
OmarGB9
Community Leader
Super Contributor

Re: Cap1 CLIs timeline

Then yes, more than likely you'd have to wait another 6 months. Some people report another increase after 2-3 months, but YMMV of course.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 8
stagefoursurvivor
Established Contributor

Re: Cap1 CLIs timeline

My 6th statement cut yesterday on the QS, no go today. Probably "you're a greedy sumbeech, we just gave you an increase"!

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 6 of 8
OmarGB9
Community Leader
Super Contributor

Re: Cap1 CLIs timeline

Lol yea give it another couple of months and then try again.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 8
SunriseEarth
Moderator Emeritus

Re: Cap1 CLIs timeline

Generally, the timeline is ~6 calendar months from your last successful CLI.  



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