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Cap1 Cash Back Rewards Card Was Declined!!!!

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Ron1
Super Contributor

Cap1 Cash Back Rewards Card Was Declined!!!!

I called the backdoor number to check the status of the application and it was denied. They weren't able to give me the reason of the denied. I asked to recon and I need to wait for the letter. Then I called the retention dept and they were able to upgrade my current No Hassle Rewards Platinum Mastercard to Cap1 Cash Rewards Visa (?). I also asked for CLI and it was denied (it was SP).  Oh well, it was a good try.

 

 

Ron.

Message 1 of 14
13 REPLIES 13
myjourney
Super Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

You applied for the card but was denied but you got the same rewards Pkg added to your existing card? Only CAP1 Lol

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 14
bs6054
Valued Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

Saving Cap One the sign up reward though!

Message 3 of 14
dodgeball
Established Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

Ron denied who would of thought that, and of all companys captial one Smiley Frustrated

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 4 of 14
LS2982
Mega Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!


@dodgeball wrote:

Ron denied who would of thought that, and of all companys captial one Smiley Frustrated


Hey he's still the BB card King.

 

Sorry to hear Ron about the denial!! Let us know what the letter says when it comes!

 




EQ FICO 548 3/3/16
Message 5 of 14
dodgeball
Established Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

I was just denied the Venture a couple of weeks ago never got a reason why as they said they sent two letters out. I said screw it and wrote a recon letter tonight to the EO. Hopefully it will give me some good results.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 6 of 14
Ron1
Super Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

Thanks for all your replies. I expected I would get denied. It will give me bogus denial reason such as too much avilable credit and too many credit cards etc.  I don't think I will be able to get other Cap 1 prime card.  I was able to get an upgrade for my current Cap1. That was a surprise. I shouldn't have applied for the Cash Rewards Card.

 

 

Ron.

Message 7 of 14
Countingpennies
Established Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

Which Cash Rewards card? MC or Visa?
Message 8 of 14
Ron1
Super Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!

It's Cash Rewards Visa for the excellent credit.

 

 

Ron.

Message 9 of 14
LS2982
Mega Contributor

Re: Cap1 Cash Back Rewards Card Was Declined!!!!


@Ron1 wrote:

It's Cash Rewards Visa for the excellent credit.

 

 

Ron.


Have you tried a recon with the EO??

 




EQ FICO 548 3/3/16
Message 10 of 14
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