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Valued Member
Posts: 41
Registered: ‎10-17-2012
0

Cap1 Credit Increase

Hi everyone,

 

I found out today from the E.O. at Cap 1 that they increased my credit from $300 to $1000. I sent an email on Sunday, received a call on Tuesday and then again today to tell me of the increase.  I had requested $2000 but they gave me $1000.  I thank everyone who posts on these boards because I would not have known what to do...everytime I call ed to request an increase, they would politely let me know that my card wasn't eligible for one.  I am working on rebuilding my credit, so this is a big deal for me.  I had the card for 2 years and it has been at $300 since it was opened (prob because I had 4 30day lates).  I have a Cap 1 cash rewards which is pretty new (also $300 limit) so I will wait that out as well as a Walmart, Macy's and Bloomingdales.  All of the last ocards were opened in Nov 2012.  I have gotten baddies off my credit report and now I feel great because of all the people here who put in the time to share their success and experiences. And especially to the ones that have good/great credit, but still help those of us who are newcomers or just "ignorant" to the whole credit process and made numerous mistakes in the past. Thank you, Thank you and thanks again for your help and advice.

Super Contributor
Posts: 5,504
Registered: ‎12-11-2011
0

Re: Cap1 Credit Increase

Congrats on the increase and getting rid of those baddies. Happy to hear you're on the right track and improving.
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Contributor
Posts: 253
Registered: ‎08-06-2012
0

Re: Cap1 Credit Increase

Congrats!


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Contributor
Posts: 236
Registered: ‎01-20-2013
0

Re: Cap1 Credit Increase

Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Contributor
Posts: 253
Registered: ‎08-06-2012
0

Re: Cap1 Credit Increase


Bobert22 wrote:

Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.


The only personal info I included was my name and phone number. 

I also emailed them from the address associated to the account. 

 

 


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Cap1 Credit Increase

Nice going, Congrats! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Member
Posts: 41
Registered: ‎10-17-2012
0

Re: Cap1 Credit Increase

l just gave them the last 4 numbers of my account and of my ss#. I also gave them my bday.

 

Valued Member
Posts: 41
Registered: ‎10-17-2012
0

Re: Cap1 Credit Increase

thx everyone!

 

 

 

Contributor
Posts: 148
Registered: ‎11-28-2012
0

Re: Cap1 Credit Increase

was there a hard inq for the CLI?

Rebuilding Since 11/11
Current Score: 659 5/14 | Goal Score: 710+ 4/15
Cap 1 Quicksilver 2250 | Cap 1 Visa 2000 | Barclays Apple Visa 2000 | Discover IT 1500 | American Signature Store 1000 |

Rebuilders: First Natl 850 | Show MC 550 | Walmart Store 150 | American Eagle Store 150 ~~ Garden rest of 2014
Valued Member
Posts: 41
Registered: ‎10-17-2012
0

Re: Cap1 Credit Increase

hi,  they told me on the first call that it would be a soft inquiry.

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