Cap1 Credit Increase

jenne223 · ‎10-17-2012

Hi everyone,

I found out today from the E.O. at Cap 1 that they increased my credit from $300 to $1000. I sent an email on Sunday, received a call on Tuesday and then again today to tell me of the increase. I had requested $2000 but they gave me $1000. I thank everyone who posts on these boards because I would not have known what to do...everytime I call ed to request an increase, they would politely let me know that my card wasn't eligible for one. I am working on rebuilding my credit, so this is a big deal for me. I had the card for 2 years and it has been at $300 since it was opened (prob because I had 4 30day lates). I have a Cap 1 cash rewards which is pretty new (also $300 limit) so I will wait that out as well as a Walmart, Macy's and Bloomingdales. All of the last ocards were opened in Nov 2012. I have gotten baddies off my credit report and now I feel great because of all the people here who put in the time to share their success and experiences. And especially to the ones that have good/great credit, but still help those of us who are newcomers or just "ignorant" to the whole credit process and made numerous mistakes in the past. Thank you, Thank you and thanks again for your help and advice.

jsucool76 · ‎12-11-2011

Congrats on the increase and getting rid of those baddies. Happy to hear you're on the right track and improving.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

SpeedingWheels · ‎08-06-2012

Congrats!

Walmart ($2000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($2500) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($937?)

Bobert22 · ‎01-20-2013

Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)

SpeedingWheels · ‎08-06-2012

Bobert22 wrote:
Did you include any personal info, such as your CAp1 account number or anything besides your name? I'm going to send them an email today.

The only personal info I included was my name and phone number.

I also emailed them from the address associated to the account.

Walmart ($2000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($2500) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($937?)

Epcot · ‎10-10-2012

Nice going, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

jenne223 · ‎10-17-2012

l just gave them the last 4 numbers of my account and of my ss#. I also gave them my bday.

jenne223 · ‎10-17-2012

thx everyone!

jetsfan2013 · ‎11-28-2012

was there a hard inq for the CLI?

jenne223 · ‎10-17-2012

hi, they told me on the first call that it would be a soft inquiry.

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