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I have two Cap1 cards. My first one started at $300 and got bumped to $500 at the 6-month mark. It's now been 11 months and it's still at $500. I am not expecting another CLI when it reaches the 1-year mark.
My second Cap1 card started at $500 and is enrolled in the credit steps program. I'm assuming that at the 6-month mark it will increase to $750. I'm not expecting anything further beyond that.
I'd keep the card even if it doesn't increase after a year so you continue to build more history with them and maybe one day apply for one of their prime cards e.g. Venture or Platinum
If they don't increase it any further it's going to have to go. This card carries an annual fee that I don't need to pay now. I have better cards with better limits. If they waive the fee or let me PC (unlikely) then maybe I'll keep them. I won't apply for another one of their cards. There is no reason a credit card company needs to do 3 hard pulls on someone's credit report.
@Anonymous wrote:My 6th Statement cut on Jan-15. And with it came my bump from $500 to $750. I'll keep using the card as I have been, for gas purchases. Let's see if there are more increases to come by continung to follow the steps. Seems to be a coin toss on this card.
I'm in the same boat as you, i'll keep this thread bumped for any CLI's. Same dates and all!!