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Cap1 Credit Steps

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myjourney
Super Contributor

Re: Cap1 Credit Steps


@Anonymous wrote:

@myjourney wrote:

@Anonymous wrote:

Thanks everyone. I looked back through my emails and doesn't look like I'm enrolled. Guess I'll just have to clicking the CLI button until I get more than a $100 increase.


When you say emails where are you looking? 

Because if you were enrolled you'll find it in your account secure message center when signed in is this what you mean by email?

Just curious


Hadn't even thought about that! So thanks. Nothing in my messages so I used the chat feature. Apparently I'm enrolled and will get a $500 increase in February. Was hoping for more but guess I'll be happy with that. Smiley Happy


Glad you found the info 

I also should have told you exactly where to find it ...Lol my bad 

Secure message 

Under statement and Docs tab

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 16
rmduhon
Valued Contributor

Re: Cap1 Credit Steps

500 would be the minimum. You could get more.
Message 12 of 16
EAJuggalo
Established Contributor

Re: Cap1 Credit Steps

For a data point.  I started both my cap 1's in February with a $500 SL and the promise of at least $250 more in credit steps.  Got a CLI in April to bring them both up to $1500 and the STEPS increase in August that brought them each to $2000.  Now I'm waiting for another round of CLI's in February before combining both cards.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 13 of 16
Anonymous
Not applicable

Re: Cap1 Credit Steps

Received my credit steps increase and it was just the $500. Nice but not thrilling. This card is probably not gong to get much use going forward. My current cards are;

 

Discover: $7,500

BCE: $4,000

Chase Freedom: $4,500

CSR: $10,000

Amazon Store Card: $1,500

Ulta Store Card: $1,250

Cap1 QS1: $1,500 

 

So with the $1,500 credit limit it doesn't seem worth keeping when time for the annual fee rolls around. The only other card I have with an annual fee is the CSR.

Message 14 of 16
myjourney
Super Contributor

Re: Cap1 Credit Steps

A week before the AF comes due send a secure message and ask for an upgrade to QS 

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 15 of 16
Anonymous
Not applicable

Re: Cap1 Credit Steps

why don't you apply QS and combine QS-1 to QS? after you get CLI on both accounts? it takes 6-9 months depends on what you wan

 

higher limit with no annual fee


@Anonymous wrote:

Received my credit steps increase and it was just the $500. Nice but not thrilling. This card is probably not gong to get much use going forward. My current cards are;

 

Discover: $7,500

BCE: $4,000

Chase Freedom: $4,500

CSR: $10,000

Amazon Store Card: $1,500

Ulta Store Card: $1,250

Cap1 QS1: $1,500 

 

So with the $1,500 credit limit it doesn't seem worth keeping when time for the annual fee rolls around. The only other card I have with an annual fee is the CSR.


 

Message 16 of 16
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