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Cap1 EO another success

Established Contributor

Cap1 EO another success

Got this in secure messaging this morning:

 

Date:  May 06, 2013 10:26 AM 
Subject:  Your credit limit 
Message:  Re: Account ending in ####
Case ID: ##############

Dear Cageym,

This letter serves as a follow up to your request for a credit limit on
the above-referenced account. Please allow me to confirm the actions
taken on the above-referenced account.

After review, we were able to increase the credit limit on the account
to $5,000.00, effective immediately. We also added a miles-based
rewards program, in which you earn 1 mile for each dollar spent on net
purchases. We thank you for choosing Capital One.

We appreciate the opportunity to address your concerns. If you have any
additional questions, you may contact me at 1-800-955-1455. I can be
reached Monday through Friday between the hours of 8:30AM and 4:00PM ET.

Regards,

EO Guys name

Office of Executive Resolutions
Capital One


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 1 of 8
7 REPLIES
Super Contributor

Re: Cap1 EO another success

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 8
New Contributor

Re: Cap1 EO another success

That's great news congrats! Mind if I ask what your limit was before? I'm supposed to call them tomorrow, any tips?

Starting Score 5/10/2012: EQ: 631 EX: 570 TU: 583
Current Score: EQ: 710 (MyFico) EX: 740 (CreditInform) TU: 709 (WalMart)
NEW Goal Score: 750 All Across 1st Goal: Achieved 6/7/2013 690 All Across


Take the FICO Fitness Challenge

Message 3 of 8
Established Contributor

Re: Cap1 EO another success

Emailed EO Sunday and got a call this afternoon.  Hopefully I'll get a positive outcome.

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 4 of 8
Established Contributor

Re: Cap1 EO another success


xcallmeclayx wrote:
That's great news congrats! Mind if I ask what your limit was before? I'm supposed to call them tomorrow, any tips?

It was a $750 credit steps card. As far as tips go I would say be nice. LOL Don't tell them if you don't get it you'll close the card. Use things like "You gave me a chance when no one else would and I appreciate it, want to maintain a relationship" I also mentioned I work overseas and I like the no FTF on their cards. You could maybe work in international travel. Also my scores are quite a bit higher than they were so that probably helped me out. I probably could have gotten more but I figured a jump up to $5k was a big jump, why be greedy when I have a 6 month CLI coming up with Amex this month.

And he did mention it would be a SP, and it was.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 5 of 8
Valued Contributor

Re: Cap1 EO another success

How old was your account?
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 6 of 8
Established Contributor

Re: Cap1 EO another success


armbenderc wrote:
How old was your account?

Just over 2 years.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 7 of 8
Valued Contributor

Re: Cap1 EO another success


Cageym wrote:

Got this in secure messaging this morning:

 

Date:  May 06, 2013 10:26 AM 
Subject:  Your credit limit 
Message:  Re: Account ending in ####
Case ID: ##############

Dear Cageym,

This letter serves as a follow up to your request for a credit limit on
the above-referenced account. Please allow me to confirm the actions
taken on the above-referenced account.

After review, we were able to increase the credit limit on the account
to $5,000.00, effective immediately. We also added a miles-based
rewards program, in which you earn 1 mile for each dollar spent on net
purchases. We thank you for choosing Capital One.

We appreciate the opportunity to address your concerns. If you have any
additional questions, you may contact me at 1-800-955-1455. I can be
reached Monday through Friday between the hours of 8:30AM and 4:00PM ET.

Regards,

EO Guys name

Office of Executive Resolutions
Capital One


Way to go!

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Message 8 of 8